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Answer: $361,245.98. Unfortunately, it's not that simple. Every person will need a different amount, depending on what income they will have, and what they want to do after they retire. However, everyone should have a home, and no non-tax-deductible debt before retiring. Hopefully by now you have defined your goals, have a budget, have maybe purchased a home, are in the process of paying off your debt, and have started to invest. The next step is to figure out how much money you will need, and where it is going to come from. To do this, take your current budget and revise it to suit your retired life. The following are probably items you will no longer need to spend money on after you are retired:
The following are items you will probably spend less money on:
Your spending on the following items will probably not change:
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