正文

分析一下这$15000对房价的影响

(2009-02-07 14:50:23) 下一个

First the details :

# The tax credit is 10% of the purchase price up to $15,000.

# The tax credit is for one year (from date of enactment).

# The credit is available for both new and existing home purchases.

# This is for primary residences only, and the home must be owner occupied for two years after purchase.

# There is no income cap (the $7,500 tax credit had an income cap of $150,000 per year).

# Unlike the $7,500 tax credit, the new credit does not have to be repaid over time.

# The credit is limited each year to the amount of taxes paid in any one year (with the $7,500 tax credit, buyers received the entire credit and a refund if the $7,500 was greater than taxes for the year)

# Buyers can split the $15,000 into two separate tax credits to be taken in successive years.

也就是说实际上,这是个鼓励大家搬家的bill。实际上,在现在这种invetory很高的情况下,只会造成大家竞相降价售屋的景象,并不会达到刺激房屋需求的目的。所以要买房的兄弟姐妹大可不必太上火。按供求理论,这房价在这个bill下,还得再降至少10%.
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