有的白特no

“Something else worth mentioning is that brokerage account insurance is not as safe as many think. The Securities Investor Protection Corporation (SIPC) insures most broker accounts against loss to certain limits if the broker firm fails. The problem is in the small print. Cash is only insured if it is in the account for the purpose of buying securities. The SIPC gets to decide what you intended to do with your cash in the event that an insurance payout is necessary. To me that means that cash in your account may or may not actually be insured.”