从2014年就有人怕买在股市和房市买在高点,结果怎么样?没有最高只有更高。
2015年也是有同样的疑问,2016年也是有同样的疑问,2017年也是有同样的疑问,。。。
2021年也是有同样的疑问。然而从2014到2020我每年都说任何时候房价下跌都是买入的机会。
https://bbs.wenxuecity.com/tzlc/1319757.html
2022年,怎么样?还是涨。这一波涨的惯性维持到2022年底没问题。
2023年,怎么样[
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)
假设出租房值25万,有12万的贷款。现在需要做cashoutrefinance.
LenderA:15年3.24%,or30年4.44%interestrate,closingfee299,80%LTV
LenderB:15年3.375%,or30年4.25%interestrate,closingfee3000,75%LTV
取LenderA15年VsLenderB30年固定比较如下:
1.第32个月两者手里现金一样多。但是A的贷款余额比B少了7600.
2.第57个月A手里现金用完,B第70个月手里现金用完。两者差了一年的时间。...[
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例子1:以前说过我的一个租户经常换着租我的房子。今年初他又租我另外一个房子去了。这是他组我的第7个房子,他先是把里面重新油漆了一遍。现在又把外面的树和灌木砍掉种花。
例子2:这个月有一个妈妈和女儿,儿子一起租房的家庭。她妈妈和儿子偷偷地搬到了外州,女儿一个人无法承担租金,没办法,刚好把她挪到新买的房子。我的另外一个租户因为闹离婚,男的[
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8/21/2020你们都太悲观了,我准备年底继续买进,现在市场太热了
https://bbs.wenxuecity.com/tzlc/1413882.html
11/8/2020给大家一个定心丸:Zillow上调了明年的涨幅到9%
https://bbs.wenxuecity.com/tzlc/1434082.html
11/28/2020差区的房价将要井喷
https://bbs.wenxuecity.com/tzlc/1438354.html
11/28/2020房市上涨的十个理由
https://bbs.wenxuecity.com/tzlc/1438361.html
12/21/2020明年...[
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这个房子去年10月份上市的,要价18万5。商业zoning,但是是两个独立的房子,两个独立的院子,大房子2层楼1800多尺,小房子是ranchhouse880尺,很久以前做过零售店。房子装修的很业余。一看就知道是卖家自己随便弄。
上市两周连续降价。在第二次降价后立即下单,最后双方同意15万。因为是商业地产,贷款整个过程用了4个月,appraisal花了2000。到2月初才最终过户。Lender说这房[
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![](/upload/album/b6/55/60/e154246b0418Fm9KajCC.gif)
首先根据美国人口统计的划分方法。美国本土划分为9个大区。下面的讨论都是针对每个大区的地产增值。
以1991年1月1号为基准。每5年的房价如下
从1991到2001这10年,太平洋地区(加州)的房价是低于平均水平的,山区第一。但是在随后的5年(2001-2006)太平洋地区和中大西洋地区房价暴涨。东西两岸遥遥领先其他地区。中西部和西南地区严重落后。
从1991到2011[
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![](/upload/album/c5/3a/50/63329a258051c0zVnqaL.png)
关于如何在10到15年内达到一千万的目标我已经发帖讨论了几次。在四年前我就发表过一篇如何在15年从50万到一千万的,个人资产翻20倍的投资计划。https://bbs.wenxuecity.com/tzlc/1181024.html
文章的中心思想是通过不断购买租售比大于1%的独立屋来实现财富的迅速增值。文章的内容我不再赘述。这里主要讨论一下中西部地区的增值情况。很多人认为中西部房屋增值不行。
下面是我[
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![](/upload/album/20/09/26/5bae4b8038377vk5GNzX.jpg)
12万8买的房子。破裂不堪。地基还有问题。?
历时3个月,花了3万装修。总投入15万多。周末租了1730.3月1号搬进。不是很好租,在市场2个星期半才租掉。主要花费如下:
人工:1万。超级便宜
电器:2400
地板:3500.
3Vanity:700
全新空调暖气系统:6000
厨房:2000
subfloor:1000
watervaporbarrier:$320
dumpsters:1100
1.换了一楼几乎所有的subfloor。矫正了地板[
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![](/upload/album/25/4f/1e/dd9241177812fBQLKumh.png)
3车库的房子,但是第三个车库的门朝向有问题,侧面的门,车根本进不去。
如图1所示。
问题2:厨房很小。目前通向地下室的楼梯和厨房是公用同一个空间。把厨房的counter掀起来才可以下地下室。房东真的奇思异想。
问题3:卧室1需要通过卧室2才能进去。
设计1之一楼部分:把厨房移到原来的livingroom,打通中间的墙,增加laundryroom,移动sink位置,改[
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![](/upload/album/b1/cb/c2/fd00294519731akz8GIi.jpg)
房间都很大。一楼就一个马桶。1英尺厚的都是承重梁。
2楼2个卫生间.2个楼梯。
房间都很大。2个18x18,1个18x20
一楼的厕所设计在这里可行吗?Masterbed有两个门,需要封掉一个吗?
2楼房间设计如下。bedroom2有自己单独的楼梯和卫生间。
bedroom3,4,5公用一个卫生间。
[
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