加拿大破产潮 9月份个人增22.5%，企业增37%

加拿大破产潮来了：9月份个人破产增22.5%，企业破产增37%

2022年11月10日  加国无忧  作者：谈海

根据加拿大破产管理办公室 (OSB) 的最新数据，在金融环境更加严峻的情况下，9 月份的破产和债务提案继续增加。其中9月份个人破产总数（包括破产和提案）比去年同期增长22.5%，企业破产率飙升了37%。

 

OSB表示，9月份消费者破产总数环比增长3.1% ，与去年同期相比增长22.1%，这是过去13年来的最糟糕纪录。

截至9月30日的过去12个月期间，个人破产总数比去年同期增加6.5%。企业破产率再次领先，年增长率为29.7%。

OSB表示，企业破产增加最多的是住宿、食品服务以及建筑行业。

与此同时，消费者破产数同比增长5.9%，虽然破产数减少了12.4%，但消费者提案增加了14.3%。

与今年第二季度相比，第三季度增长了个人破产数增加2.3%。与去年同期相比，今年第三季度的企业破产率更是大幅上升了48.5%，这是有记录以来35年来最大的百分比增幅。

加拿大破产和重组专业人员协会 (CAIRP) 副主席、持牌破产受托人André Bolduc 说，令人担忧的是，越来越多的加拿大人在财务上达到了极限，随着许多人拼命寻找解决债务问题的方法，他们可能会被不切实际的承诺所吸引，以求迅速解决债务问题或修复信用评分。不幸的是，这些承诺最终都可能是美丽的肥皂泡。

来源链接：

https://www.investmentexecutive.com/news/research-and-markets/insolvencies-surge-in-september/

https://dailyhive.com/vancouver/canadians-bankruptcy-rise-2022-third-quarter

Insolvencies surge in September

https://www.investmentexecutive.com/news/research-and-markets/insolvencies-surge-in-september/

Bankruptcy and debt restructuring activity on the rise

By: James Langton;  Nov 8, 2022

Bankruptcies and debt proposals continued to rise in September amid tougher financial conditions, according to the latest data from the Office of the Superintendent of Bankruptcy Canada (OSB).

The total number of insolvencies (including both bankruptcies and proposals) rose by 3.1% on a month-over-month basis in September, and the volume of insolvencies was up 22.5% from the same month last year, the agency reported.

Year over year, consumer insolvencies rose by 22.1%, and business insolvencies surged by 37.0%, the OSB said.

For the 12-month period ended Sept. 30, the total number of insolvencies was up by 6.5% compared with the same period last year.

Again, business insolvencies led the way, rising by 29.7% on an annual basis.

The largest increases in business insolvencies came in the accommodation & food services and construction sectors, the OSB said.

At the same time, consumer insolvencies were up by 5.9% year over year: bankruptcies decreased by 12.4%, but consumer proposals rose by 14.3%.

Personal bankruptcies rose 22.5% in third quarter of 2022 compared to same time last year

https://dailyhive.com/vancouver/canadians-bankruptcy-rise-2022-third-quarter?

Nikitha Martins  Nov 9 2022, 6:58 pm

There is a concern that more Canadians are reaching their financial breaking point as bankruptcies across the country have increased significantly.

 

The latest bankruptcy and insolvency data released by the Office of the Superintendent of Bankruptcy Canada (OSB) found consumer insolvency filings in Canada rose 22.5% in this year’s third quarter compared to the same quarter last year.

This is the highest increase in 13 years.

The third quarter rose 2.3% compared to this year’s second quarter.

Filings are still 25.5% lower than pre-pandemic levels in 2019.

Meanwhile, business insolvencies are up 48.5% during this year's third quarter compared to last year — which is the largest percentage increase in 35 years of records.

“The concern is that more Canadians are reaching their breaking point financially, and as many desperately search for solutions to their debt problems, they may be lured by unrealistic promises to quickly solve their debt problems or fix their credit score,” says André Bolduc, Licensed Insolvency Trustee and Vice Chair of Canadian Association of Insolvency and Restructuring Professionals (CAIRP).

“Unfortunately, those promises can end up being too good to be true.”