探亲旅游保险申请相关信息

探亲旅游保险申请相关信息 探亲旅游保险申请相关信息.

探亲医疗保险是按天收费,跟受保人的年龄和保额有关..
我主要代理ETFS, Travel Underwriters, 21st century and TIC四个公司. 但是由于TIC公司看病没有FOLLOW Ｕｐ,所以我一般不建议客户选这个公司.

下面是几个公司的报价.其中TU没有垫底费, 21st century 每看一种病有50 垫底费, ETFS 整个受保其间是50 垫底费. 69岁以下稳定慢性病自动受保. 70岁以上您可以选择保与不保慢性病. 价钱有所不同.请查看.一般老人慢性病复发的机会挺高的, 我建议大家最好买保慢性病的计划. (当然, 如果从来没有慢性病则不需要买保慢性病).

下面是不同公司的报价比较:
其中TU是没有垫底费的, ETFS 整个受保其间有50 的垫底费. 21st century 每看一种病有50 的垫底费. 如想购买0 垫底费,在此基础上再加5%. TU 也有$1000垫底费,其保费在此基础上有25%的折扣.

Age:	company	10,000	15,000	20,000	25,000	30,000	50,000	100,000	150,000
Up to 25	ETFS	$1.50	$1.80	N/A	$2.00	N/A	$2.20	$3.17	$3.79
	TU	$1.60	N/A	$1.91	N/A	$2.14	$2.33	$3.39	$4.04
	21st century	$1.50	$1.85	N/A	$1.95	N/A	$2.25	$2.95	N/A
26-34	ETFS	$1.64	$1.97	N/A	$2.20	N/A	$2.42	$3.54	$4.11
	TU	$1.74	N/A	$2.07	N/A	$2.32	$2.53	$3.76	$4.39
	21st century	$1.60	$1.90	N/A	$2.10	N/A	$2.40	$3.25	N/A
35-39	ETFS	$1.64	$1.97	N/A	$2.20	N/A	$2.42	$3.54	$4.11
	TU	$1.74	N/A	$2.07	N/A	$2.32	$2.53	$3.76	$4.39
	21st century	$1.70	$2.00	N/A	$2.25	N/A	$2.50	$3.45	N/A
Age:	company	10,000	15,000	20,000	25,000	30,000	50,000	100,000	150,000
40	ETFS	$1.64	$1.97	N/A	$2.20	N/A	$2.42	$3.54	$4.11
	TU	$1.74	N/A	$2.07	N/A	$2.32	$2.53	$3.76	$4.39
	21st century	$1.80	$2.30	N/A	$2.60	N/A	$2.95	$4.40	N/A
41-54	ETFS	$1.89	$2.25	N/A	$2.53	N/A	$2.75	$4.35	$5.07
	TU	$1.99	N/A	$2.38	N/A	$2.66	$2.90	$4.53	$5.35
	21st century	$1.80	$2.30	N/A	$2.60	N/A	$2.95	$4.40	N/A
55-59	ETFS	$1.89	$2.25	N/A	$2.53	N/A	$2.75	$4.35	$5.07
	TU	$1.99	N/A	$2.38	N/A	$2.66	$2.90	$4.53	$5.35
	21st century	$1.90	$2.45	N/A	$2.80	N/A	$3.15	$4.55	N/A
60	ETFS	$1.89	$2.25	N/A	$2.53	N/A	$2.75	$4.35	$5.07
	TU	$1.99	N/A	$2.38	N/A	$2.66	$2.90	$4.53	$5.35
	21st century	$2.80	$3.20	N/A	$3.75	N/A	$4.40	$5.45	N/A
61-64	ETFS	$2.18	$2.83	N/A	$3.39	N/A	$3.66	$4.50	$5.60
	TU	$2.32	N/A	$3.00	N/A	$3.59	$3.91	$4.73	$5.82
	21st century	$2.80	$3.20	N/A	$3.75	N/A	$4.40	$5.45	N/A
65-69	ETFS	$2.64	$3.46	N/A	$4.16	N/A	$4.49	$5.24	$6.53
	TU	$2.81	N/A	$3.64	N/A	$4.36	$4.79	$5.60	$6.90
	21st century	$3.00	$3.75	N/A	$4.25	N/A	$5.00	$6.75	N/A
Age:	company	10,000	15,000	20,000	25,000	30,000	50,000	100,000	150,000
70-74	ETFS	$4.21	$5.50	N/A	$6.61	N/A	$7.26	N/A	N/A
	TU	$4.50	N/A	$5.83	N/A	$6.99	$7.54	$9.04	$11.15
	21st century	$4.40	$5.65	N/A	$6.10	N/A	$7.25	$9.10	N/A
75-79	ETFS	$5.05	$6.56	N/A	$7.80	N/A	$8.60	N/A	N/A
	TU	$5.36	N/A	$6.96	N/A	$8.34	$9.00	$10.46	$12.90
	21st century	$5.25	$6.50	N/A	$7.40	N/A	$9.30	$11.25	N/A
80-85	ETFS	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
	TU	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
	21st century	$7.00	$8.80	N/A	$10.25	N/A	$12.05	$15.25

ETFS and 21st century with 50 deducitble. TU with 0 deductible. 不保慢性病:

Age:	company	10,000	15,000	20,000	25,000	30,000	50,000	100,000	150,000
70-74	ETFS	$3.37	$4.40	N/A	$5.29	N/A	$5.81	*	*
	TU	$3.60	N/A	$4.66	N/A	$5.59	$6.03	$7.23	$8.92
	21st century	$3.65	$4.60	$5.30	$6.30	$7.90	$7.15	$9.30	N/A
75-79	ETFS	$4.04	$5.25	N/A	$6.24	N/A	$6.88	*	*
	TU	$4.29	N/A	$5.57	N/A	$6.67	$7.20	$8.37	$10.32
	21st century	$4.20	$5.20	$5.70	$7.15	$9.30	$8.30	$10.50	N/A
80-85	ETFS	$5.47	$6.93	N/A	$8.51	N/A	$9.17	*	*
	TU	$5.81	N/A	$7.39	N/A	$9.03	$9.75	$10.95	$13.78
	21st century	$4.55	$5.90	N/A	$6.55	N/A	$8.30	$10.50
86+	ETFS	$8.85	$11.44	N/A	$13.78	N/A	*	*	*
	TU	$9.40	N/A	$12.21	N/A	$14.65	$15.81	$19.13	$23.13
	21st century	$8.75	$11.25	N/A	$13.25	N/A	N/A	N/A	N/A

温馨友情提醒://

如果在登陆前购买没有等候期, 一上飞机就受保. 如果在登陆後购买, 则至少有48小时的等候期.

购买此保险,我需要知道下面信息:
A. 受保者信息: 姓名，性别，生日, 何种计划(多大的保险额度).
B. 行程信息：(抵达日期) ，生效日期，结束日期；
C. 相关联系信息：加拿大的地址，电话.
D. 付款方式: 信用卡（国内的信用卡也可以）或支票/现金.


我们做完保单後,您马上就会收到一封电子确认信.2-3天之後你会收到我们公司邮寄的package, 里面包括confirmation of insurance, policy wordings, Brochure, claim form等.

Albert Zhou, MBA, CFP
416-834-9204
[e-mail]
http://www.buyonemedical.com/purchase/index.php?agent=albertzhou