【说税】退的税比交的多 refundable tax credit

科普一哈。

Refundable Tax Credits

A refundable tax credit is a tax credit that can reduce your tax liability below zero (0). Because it is possible to receive a refund from this type of credit, they're referred to as refundable.

Refundable tax credits include:

• Earned Income Credit
• Adoption Credit(now refundable for adoptions finalized in 2010 or 2011, or for carryforwards)
• First-time Homebuyer Credit
• Excess Social Security Credit
• Additional Child Tax Credit
• Health Coverage Tax Credit
• American Opportunity Credit- partly refundable

再加一句，refundable tax credit 都是鼓励穷人（working poor) 的，收入过了5万基本上就拿不到了。所以拿不到也别丧气，说明你是有钱人。：）

下面看看投坛JY班长手把手教你怎么从IRS那里拿来$10,000！！！！

hand to hand guild for a family of 5, with 3 kids, making 10k in refundable tax credit from IRS each..

1. married couples with 3 kids.

2. work 2-3 month out of the year, making $12750 total income.

3. withhold $119 Fed income tax a month.

4. maximized the EIC, IRS pays you $5751.

5. Child Credit, 3 x 1000 each kid, $3000.

6. Child care credit, $500.

7. 100% refund on you fed withholding, 119*12 = 1428.

8. there you have it, 5751+3000+500+1428=$10679 from Uncle Sam each Feburary.

haha, many low income families are depending on this money to catch up each year, thats why Jan/Feb/Mar are the best months for landlords.

 

[laoyangdelp]

回复风沙渡的评论:
可以对上啊，那么少的收入，standard deduction + exemption 一下就将 taxable income 变成 0 了，从工资里预扣的税都可以退回来。

[风沙渡]

2 和 7 对不上吧？