Theideaistonothavetoomuchasset/equityinoneLLC.Let'sconsiderfollowing:
Yourhouseiscashoffer,noloan,thenyoumightwanttolimitmaybe100KcapitalineachLLC.Ifeachhouseis100K,thenyoumightconsideroneLLCforeachhouse.
Ifyourhouseshaveloans,thenyourequityismuchless.Sayyouhave4houses,eachworthof100K,with20%down.Youessentiallyhaveonly80Kin.So,mightbeenoughtohaveonly1LLC.
www.sunskitehomes.com
[
阅读全文]
Homebuyer8Ktaxcredit,extendedandexpanded
IRSFAQ,maynotbeupdated:
http://www.irs.gov/newsroom/article/0,,id=206291,00.html
WallStreetJournalcoveringnewpolicy:
http://online.wsj.com/article/SB10001424052748703808904574529512997057836.html
Hopethishelps.
www.sunskitehomes.com[
阅读全文]
re-fi省钱!计算是这样的:
(Re:with15yearloanand10yearleft230Kbalanceat4.875%,doesitsaveifre-fito4.375%withzeropointzeroclosingcost)
UsingthecalculatorCaLoanAgentprivoded:
http://www.eloan.com/s/amortcalc
1.Startingamount:$309,300,rate4.875%,15year,monthly:$2,425.83,after5year:$230.0K,remainingpayment(totalfor10years):291.1K
Thisshouldbeyourcurrentsituation.291.1Kiswhatyou'llpay...[
阅读全文]
问:这样的房子作出租房怎么样?
我看到这个房子:银行拥有的,要价:$29,500,2卧/1厕,总面积:967平方尺,1948年建成,应课税值:$61,461。这家房靠近医学院和本地大学。房子是不是太旧?它是不是一个好机会?各位觉得,值得买吗?
答:
由于不知道具体城市和社区,大家只能猜测。
1。市场上的合理租金是多少?如果你对这个社区不熟,那就在你听说的数量[
阅读全文]
Aclauseisbasicallysomethingaddedtothepolicy.Suchastheabilitytoconvertthetermpolicytoawholelifewithoutmedicalexamination.Therecouldbemanyclauses,butthisismostimportanttohave.
Supposetheinsuredgetabaddisease,youcann'tbuyinsuranceanymore.Butwiththisclause,youcanconvertthetermtowholelife,andwithpricingoftheoriginalhealthcondition,whichwouldbeexcellent.
Anothergoodexampleofclausesisthepossibili...[
阅读全文]
"rightoffirstrefusal"meansyouaccepttheiroffer,butwithaconditiontoleavethehouseonthemarketandcontinuetoacceptoffers.
Incaseanewoffercomesin,the1stsetofbuyershastoperformwithingaperiodoftime.Iftheydon't,thentheygiveuptheircontract.You'refreetoselltonewbuyers.
Isupposethisistoolateforyou,butyouragentshouldhaveknownthisandhelpedyoumakethebestofthesituation.
www.sunskitehomes.co...[
阅读全文]
Apostasksaboutdoubletaxationoninterestpaidto401Kloans.Thereasonwastorepaytheloanandinterest,onehastouseafter-taxincome,wheretheeventualdistributionfrom401Kwillbetaxedagain.
Hmm,howaboutthis:borrow50Ktoday,tomorrowpaybackwithsame50K.Istheredoubletaxation?
Idon'tseethat.Themoneyborrowedispre-tax,youuseitfor
whateverreason,it'sstillpre-tax.Whenyoupayback,you'reonly
payingbackwhatyouborrow...[
阅读全文]
投资房产,有几种省税的办法?
Therearemanywaystosaveontaxinrealestateinvestment.HerearewhatIcanthinkabout.Hopeeverybodycouldchimeinformoreideas.
1.AllRErelatedexpensesaredeductibleagainstrentalincomeand/orcapitalgains.Theseincludemortgageinterest,points,closingcost,legalentitysetupfee,legalfee,repair,management,insurance,propertytax,othercarryingcostsuchasutilities,advertisement.Alsoincluded...[
阅读全文]
9494,打个比方,假设你有一米,
Let'ssayit'sevenafter-tax.Afteryoubuya$500Kmid-classhouse,goonafancyvacationaroundtheworldfor50K,buyaBMW,andsomegoodfurnitureforyourhouse.You'dbeluckytohave300Kleft.Ifyouspend50Kayear,it'llbegoneafter6year.Iknowreal-lifeexampleonthis.
Butifyoubuy10housesfor100Keach,eachgenerating1K/mon,that'llbe120K/year.Andthecashflowincomeisendless.
Thisisthedifferencebe...[
阅读全文]
TraditionalChineseteaching(maybenotmuchofateaching,butjustcommon(mis-)conception)isthatmoney/assetmakesyourich.Thereissometruthinit,butnotthewholetruth.
Ibelievemostpeoplerememberbackin'86,people'ssalarywentupmuch,butinthesametime,pricewentupasmuch.Basicallyabigwaveofinflation.Whatitdidwastowipeoutmuchofthesavingssomepeoplehad.IknowpeoplehaveY10Kormorebutendedupwithnotworthmentioningafterward....[
阅读全文]