04年他带围棋代表团访北美，在美、加转了一圈。当地的围棋社团邀请的他，但围棋社团是台胞办的，他们找到我们，说你们是bj的社团，咱们一起招待代表团吧。
说是代表团，其实就老聂和另外一个人：一个老聂的女弟子，叫徐莹，据说是老在中央电视台解说围棋的。
我们在饭店定了两桌菜，找了一些人，招待他们。老聂怀里揣了一瓶五粮液来的，饭店老板娘还不让带[阅读全文]
博文
(2008-08-21 16:38:12)
(2008-08-15 11:32:42)
Oftenonforeclosurestherearesomeextremelylowstartingprices.Oneofthethemisthebanks'lowbid,highbidscheme.
Inthiscase,thebanksetstwoprices,thelowpriceiscalledlowbid,thehighpriceiscalledhighbid.Forexample,forapropertythatisworth$100K,thebank'slowbidis$20K.Thetrusteewillannouncethelowbidfirst,oncethereisathirdpartybidder,thepricesuddenlyjumpsto$80K,andwhoeverwantstobuyithastobidhigherthan$80K.Soinre...[阅读全文]
Inthiscase,thebanksetstwoprices,thelowpriceiscalledlowbid,thehighpriceiscalledhighbid.Forexample,forapropertythatisworth$100K,thebank'slowbidis$20K.Thetrusteewillannouncethelowbidfirst,oncethereisathirdpartybidder,thepricesuddenlyjumpsto$80K,andwhoeverwantstobuyithastobidhigherthan$80K.Soinre...[阅读全文]
(2008-08-14 12:02:43)
多年以前，小女要开始学钢琴了，要买钢琴。俺是音乐盲，简谱都不识，什么乐器都不会；LD比俺好点，但挑钢琴这事还是不知道从哪里开始。
俺跟LD说，我们要把这事当作一个项目来做，先去自己听，听出门道来了，到买的时候，再叫别人把关。当时还没有找到钢琴老师，所以就先从听开始。
于是，俺俩就跑钢琴店，听销售人员介绍钢琴的种类、铭牌。因为销售人员都[阅读全文]
俺跟LD说，我们要把这事当作一个项目来做，先去自己听，听出门道来了，到买的时候，再叫别人把关。当时还没有找到钢琴老师，所以就先从听开始。
于是，俺俩就跑钢琴店，听销售人员介绍钢琴的种类、铭牌。因为销售人员都[阅读全文]
(2008-08-12 23:54:42)
HomePricesStarttoShowSignsofaTurnaround[阅读全文]
(2008-08-08 13:07:46)
TheCanadianDollarisgoingloweragainsttheUSDollaronceagain.Todayitisat94centsUS.
Ihavenowaytopredictthecurrencyexchangerate,butIfeelluckybecauseIhavetobuyUSdollarsinthepastseveralmonths.OnJuly31stImademylastpurchaseataround98centsUS.Forthepreviouspurchases,Ihad99centsforacoupleoftimes,and1.01dollarforonetime.Onaverage,Iboughtat99centsUS.
IstillrememberthedayswhenCanadiandollarisat67centsUSfo...[阅读全文]
Ihavenowaytopredictthecurrencyexchangerate,butIfeelluckybecauseIhavetobuyUSdollarsinthepastseveralmonths.OnJuly31stImademylastpurchaseataround98centsUS.Forthepreviouspurchases,Ihad99centsforacoupleoftimes,and1.01dollarforonetime.Onaverage,Iboughtat99centsUS.
IstillrememberthedayswhenCanadiandollarisat67centsUSfo...[阅读全文]
(2008-08-07 12:01:14)
YesterdayImetainterestingguy,Grant.Grantisquiteout-spoken,sowestrokeaconversation.Wetalkedaboutrealestate.Grantsaidwhenyousellaproperty,don'tsellyourmineralrights.ItoldhimthehouseIwasgoingtosellisinthemiddleofthecity,soitprobablydoesnotmatter.
Atthismoment,theaircraftjusttookoff,Grantpointedtoatowerthatisinoursight,andasked:"Whatdoyouthinkthatis?".
"Whatisit?"Iasked.阅读全文]
Atthismoment,theaircraftjusttookoff,Grantpointedtoatowerthatisinoursight,andasked:"Whatdoyouthinkthatis?".
"Whatisit?"Iasked.
(2008-08-05 17:19:15)
ThisisthefirsttimeIgohomeempty-handed.Therearerecordforeclosuresthismonth,andIhavealongerlistthanbefore.Butsomehowtherearenotgooddealsinmyareatoday,andthebankpricedthemhigh.Arethebanksplayingagamehere,thinkingthattheywillgetaboostfromthe$300Brescueplan,theyarepricingthepropertieshighsothatnobodywillbuyandtheygetthemandthensellontheregularmlsmarket?Idonotknow.
Itisahotday,andIstayedoutsidefromt...[阅读全文]
Itisahotday,andIstayedoutsidefromt...[阅读全文]
(2008-07-31 12:17:14)
经纪就是salesman。Salesman靠什么生活？Sales。怎么才有sales？Sell卖、buyer买。
知道了这个，就很容易理解了：一个交易，有四个方面：买方、卖方、买方经纪、买方经纪。谁代表谁的利益？买方代表买方的利益，卖方代表卖方的利益，买方经纪和卖方经纪代表谁的利益？他们既不代表买方的利益也不代表卖方的利益？他们代表自己的利益！他们的利益在哪里？在于成交。如果[阅读全文]
知道了这个，就很容易理解了：一个交易，有四个方面：买方、卖方、买方经纪、买方经纪。谁代表谁的利益？买方代表买方的利益，卖方代表卖方的利益，买方经纪和卖方经纪代表谁的利益？他们既不代表买方的利益也不代表卖方的利益？他们代表自己的利益！他们的利益在哪里？在于成交。如果[阅读全文]
(2008-07-25 10:38:49)
Nowthebankshavetotakecut,theydeserveit.
ItisFredieandFannie'sfault.Iftheydidnotbuythesesubprimes,thebankswouldnotissuethem.
ItisMoody'sfault.IfitdidnotratethemAAArating,itwouldnotsellatWallStreet.
ItisWallStreet'sfault.Iftheydidnotsellthem,nobodywouldbuythem.
ItisYOURfault.Ifyoudidnotbuythem,theWallStreetwouldnotbeabletosellthem,Moody'swouldchangetheirrating,FreddieandFanniewouldno...[阅读全文]
ItisFredieandFannie'sfault.Iftheydidnotbuythesesubprimes,thebankswouldnotissuethem.
ItisMoody'sfault.IfitdidnotratethemAAArating,itwouldnotsellatWallStreet.
ItisWallStreet'sfault.Iftheydidnotsellthem,nobodywouldbuythem.
ItisYOURfault.Ifyoudidnotbuythem,theWallStreetwouldnotbeabletosellthem,Moody'swouldchangetheirrating,FreddieandFanniewouldno...[阅读全文]
(2008-07-21 17:17:00)
Thepropertyisrentedout!Therentis$1,350/month,startinginthelaterpartofJuly.
Alleffortstogetamortgagefailed,becausethereisanewruleforcashoutmortgage:thepropertyhastobeheldforsixmonthsbeforeamortgagecanbegiven.Asaresult,Ihavetochangemystrategy.MyoriginalplanistoholdallpropertiesIbuy,aslongasIcangetmortgages.IfIbuyonepropertyeverymonth,andittakestwotothreemonthstogetamortgage,thentheinvestmentisen...[阅读全文]
Alleffortstogetamortgagefailed,becausethereisanewruleforcashoutmortgage:thepropertyhastobeheldforsixmonthsbeforeamortgagecanbegiven.Asaresult,Ihavetochangemystrategy.MyoriginalplanistoholdallpropertiesIbuy,aslongasIcangetmortgages.IfIbuyonepropertyeverymonth,andittakestwotothreemonthstogetamortgage,thentheinvestmentisen...[阅读全文]
