博文
我人在SFBAYAREA,在这家租了将近三年,房租比市价大概低了有200.房东太太的女儿要回BA工作,所以收了回去.
老大在念私校,所以租房的学区不是一个CONCERN.老二还在PRE SCHOOL, 无论如何都要念私立的.手上倒是也有DOWNPAY买房子的钱.也实在厌烦了搬家, 本以为可以住到买自己的房子, 半路出了这码子事. 
离搬出去还有两个月,按理也可以买得到房子. 可是[阅读全文]
阅读 ()评论 (2)
(2008-12-24 00:21:20)
假如你买了100万的房子, 首期只有5W, 借了95W.
WhenARMisreset,howeverthemarketisdown,say20%.Nowyourhouseisonlyworth80W.Thebankonlywantstolendout80%ofthehousevalue,thatis64W.unlessyoupaythe31Wdifferenceindownpay,it\'sveryhardtogetarefi.
IthinkthiscouldbeapotentialbigproblemfortheCaliforniaBayArea,becausemanypeoplearealreadymaxedoutwhentheypaythedownpay,andthehugehousepriceasksalotofc...[阅读全文]
阅读 ()评论 (0)
(2007-02-19 12:00:25)
Iamsittinginmycubic,thegoodthingofthatoneisithasawindowfacingthestreet.Everyday,Iseepeoplemovingaround,inwhatevermanner:fast,slow,hurry,relaxed.Iamdoingsomegoodthingsthesedays:afterworkinginonegroupatonecompanyforcloseto7years,Istartedtoreadsometechnicalbooks.Sigh,forgetitamoment.Ihaveaheadache.



[阅读全文]
阅读 ()评论 (0)
Todayit’salmostthefirstdaythatIcamebackfromlongmaternityleaveandvacation.Well,Ihavetosayit’snotagoodday.Ifeelsosad.Ialmostalwayshavetofacearealitycheckandacheckthatmakesmefeelsobadaboutmyself.Ifeelsomuchlikealoser,notgoodonanything.Itseemsthatmycareerisabigbadmess,thatmyfinancialstatusisabigbadmess,althoughIcanreallyenjoymytwoboys,andtheyseemtobetheonlythingsenjoyableinmylife.Howcome?Ineverclaim...[阅读全文]
阅读 ()评论 (1)
西方有句谚语“Becarefulofyourwish,youmaygetit”.怀孕前在lab工作,同事James是个老美.每天盯着示波器,不停地换主板,换芯片,换probe,心中期盼波形闪烁,口中念念有词:Work,pleasework!这时候,James总是说这句话.我偶尔会回一句,“Ireallywantit!”他会莞尔一笑,“Well,becareful!”这次怀孕生老二,对这句话深有感触.大约3周孕期的时候,极度馋甜食.一日饭后,打开糖果盒,从琳琅满目的巧克力中挑一块最[阅读全文]
阅读 ()评论 (0)
高中时候,窗前的梧桐树正是旺盛.春天有新牙,也有毛毛虫,夏天却是亭亭如盖,遮得住炎炎烈日.暑假的时候,每天午睡醒来,就半躺在汗煮得发黄的藤椅上,读.那样的日子,现在想来,真是一生中的快乐时光.
高中三年,日记整整写了三年.大学四年,也写了一些.念研究生时候,开始断断续续.及至出国,便彻底断了.今天写新年愿望,索性就注册了博客.想起少年时代的日记,就取名叫梧轩[阅读全文]
阅读 ()评论 (0)