过三,四年准备陪老公退休,周游世界,可能到中国也住一段时间。最让我担心的是海外的医疗保险,正好看见这期Kiplinger有这方面介绍,先mark一下。
Consider one of these policies if you plan to become a retired globetrotter. Providers include Bupa (www.bupa.com), HTH Worldwide (www.hthtravelinsurance.com) and the Group Medical Insurance Plan from the Paris-based Association of Americans Resident Overseas (www.aaro.org). The premium varies depending on your age, where you live and the amount of coverage you want. For example, a 65-year-old who enrolls in the AARO’s gold medical plan, which covers 100% of medical expenses, would pay about €382 (about $416) a month; a silver plan, which covers 80% to 100% of expenses, would cost €329 (or $358) a month. If you’re eligible for a country’s national health coverage, you may be able to buy a “top off” supplemental plan for considerably less—about $129 a month for an AARO gold plan, for example.