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昨晚Loan agent 来电话说Lender批准了我们的房贷重新贷款。
原先以为我们的自住屋肯定没戏, 因为我们买的是新房,而附近的最新成交屋都是老房子, 在这种情况下,是很难得到较高的估计的,除非你愿意多放头款,否则银行是不愿借钱给你的。上次重贷就被低估许多, 所以只能少借。 这次我们哪还有余钱投进去啊。真得谢谢这个Loan agent,帮我们弄妥啦。No point, no fee,no cost。
两个房贷都是30 years fixed rate conforming loan
Primary :
Current: 4.50
New: 3.75
Investment:
Current: 4.875
New: 4.375
Could you give me your loan agent's phone number and may I ask her/him how to get the No Point, No Fee, and No Cost loan?
Thanks a lots.