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读California guide to tenants and landlords 的笔记

(2014-11-09 21:06:52) 下一个
这个周末把California Guide to Tenants and Landlords 大致读了一遍。以下几点以前没有考虑到跟大家一起学习。

1)考虑把attorney fees 加进lease agreement 里。话说我的lease agreement 是网上找了个范本,然后吸收了加州realtor lease agreement 和律师朋友跟我的其他一些realtor 公司用的模版的一些因素。但还是在不断完善之中。准备有时间把Guide 再好好读读。就是说如果landlords and tenants get involved in a law suits, landlord 赢得话, tenants should pay all related legal and attorney fees.  但这个好像是double edged sword.  万一输了,也要负责tenants 的law suit.  这个还要想一想。

2)lease agreement 里面已经disclose lead based paint related.  但发现还应该给tenants 一个copy of the federal goverment's pamphlet "protect your family from lead in your home".

3) 1981 年以前的house 还要disclose Asbestos.

4) 在进入eviction process 之前,其实可以把晚付租金报给credit bureau.  这样最起码可以吓唬吓唬tenants, 不要一下就撕破脸开始eviction,其实对landlords 损失也很大。 


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gaofushuai88 回复 悄悄话 (摘录于JY101地产投资大神的帖子)
In this country, anyone can sue you for any given reason at any given time, so as a small landlord, you need to prepare to protect yourself from any problem arise from the future. so incorporate your business asset from personal asset is one way, and using insurance to defend yourself is another.
each rental policy should already carry some form of liability coverage, umbrella is optional, but highly recommended, few hundred dollar a year can buy you many good night of sleep.
also, on any lease, should including something similar to the following..
Premises Insurance.
Landlord’s insurance only covers the real estate property. Tenant must carry own renter policy, any and all other insurance shall be at Tenant’s expense.
Indemnification.
Owner shall not be liable for any personal injury, death or property loss by tenant that occurs on or adjacent to the premises, irrespective of whether or not they occurred as a result of a defect in leased property, or arising from the actions or neglect of a co-tenant.
Subrogation.
Owner and tenant, and all parties claiming under them, do hereby release and discharge each other from all claims and liabilities arising from, or caused by, any hazard covered by insurance by either party. This would include damage to any personal property or injury to any person or results of any activities taking place on or in the leased propert
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