个人资料
正文

【今日房贷利率】2月7日(星期一)

(2011-02-07 08:54:25) 下一个

短评:今天(2月7日星期一)的购房贷款利率在上星期五上涨之后基本保持稳定。重新贷款no cost 30年固定利率涨至5.125%了!想想前两个多月前最低都做到4.125%,真是天壤之别啊!
************** CALIFORNIA **************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.1254.3754.8754.2504.250      
<=$729K5.2504.500                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.1254.3755.0004.250            
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.8754.1253.5003.750
APR:4.9864.4395.0274.3973.6033.854
<=$729K5.1254.375            4.000      
APR:5.2174.531            4.086      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.2504.6255.1254.500            
APR:5.3644.8165.2784.774            
*************** MARYLAND ***************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.1254.3754.8754.250            
>$417K5.2504.500                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.1254.3755.0004.250            
>$417K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.8754.1253.5003.750
APR:4.9864.4395.0274.3973.6033.854
>$417K5.1254.375            4.125      
APR:5.2174.531            4.212      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.2504.5005.1254.375            
APR:5.3644.6915.2784.648            
*************** VIRGINIA ***************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.0004.3754.8754.250            
>$417K5.2504.500                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.1254.3755.0004.250            
>$417K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.1254.7504.1253.5003.750
APR:4.9864.3144.9014.3973.6033.854
>$417K5.1254.375            4.125      
APR:5.2174.531            4.212      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.2504.5005.1254.375            
APR:5.3644.6915.2784.648            
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
    - <=80% for Primary Residence Conforming Purchase & Refinance;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase;
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase.
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。
****************************************************
方圆贷款目前可以从事马里兰、维吉尼亚、加利福尼亚、佛罗里达州等四州的贷款业务。查询当前最新利率,请电949-829-3863或发email至info@circlesquaremortgage.com。

[ 打印 ]
阅读 ()评论 (1)
评论
博主已隐藏评论
博主已关闭评论