12月9日（星期四）加州贷款利率

SUMMARY: 今天（12月9日星期四）的利率比昨天的稍低。

**************************** CALIFORNIA ****************************
REFINANCE RATE:     
            30-Yr     15-Yr     20-Yr     10-Yr     5/1 ARM   7/1 ARM
<=$417K     4.750     4.250     4.750     4.125                      
<=$729K     4.875     4.375

REFINANCE CASH-OUT RATE:     
            30-Yr     15-Yr     20-Yr     10-Yr     5/1 ARM   7/1 ARM
<=$417K     4.875     4.250     4.750     4.250                      
<=$729K

PURCHASE RATE:     
            30-Yr     15-Yr     20-Yr     10-Yr     5/1 ARM   7/1 ARM
<=$417K     4.750     4.000     4.625     3.875     3.250     3.500
APR:        4.860     4.188     4.775     4.146     3.351     3.603
    
<=$729K     4.875     4.250                         3.750           
APR:        4.966     4.405                         3.835           

Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
    - <=80% for Conforming Refinance and Purchase;
    - <=70% for Conforming Cash-Out Refinance;
    - <=75% for Super-Conforming Refinance and Purchase;
    - <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

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我们可以做加利福尼亚、马里兰、维吉尼亚、佛罗里达州等四州的贷款。查询当前最新利率，请电949-829-3863或给发email至[e-mail]。