12月7日 (星期一) 加州、马里兰贷款利率

SUMMARY: 今天的利率涨了！比昨天普遍的高0.125%！
************************* CALIFORNIA ************************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.625	4.000	4.500	3.875	3.625
<=$729K	4.750	4.250
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.125	4.625	4.000
<=$729K
PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.500	3.875	4.375	3.750	3.000	3.375
APR:	4.609	4.062	4.524	4.020	3.100	3.477
<=$729K	4.750	4.125			3.500
APR:	4.840	4.280			3.584
************************* MARYLAND *************************
REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.625	4.000	4.500	3.875	3.625	3.875
<=$729K	4.750	4.250
REFINANCE CASH-OUT RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.750	4.125	4.500	3.875
<=$729K
PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.500	3.875	4.375	3.750	3.000	3.375
APR:	4.609	4.062	4.524	4.020	3.100	3.477
<=$729K	4.750	4.125			3.500
APR:	4.840	4.280			3.584
Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):   - <=80% for Conforming Refinance and Purchase;  - <=70% for Conforming Cash-Out Refinance;  - <=75% for Super-Conforming Refinance and Purchase;  - <=65% for Super-Conforming Cash-Out Refinance. 3. Primary Residence; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. **************************************************** 我们可以做加利福尼亚、马里兰、维吉尼亚、佛罗里达州等四州的贷款。查询当前最新利率，请电949-829-3863或给我发email至[e-mail]。