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12月24日(星期五)CA、MD、VA贷款利率

(2010-12-24 07:52:25) 下一个
短评:今天(12月24日星期五)的利率和昨天收盘时相比没有什么变化。祝大家圣诞快乐!

注:我们的每日贷款利率发布现在已经包括投资房的购房贷款利率了!欢迎查看! 以下凡是没有表明利率的loan program,意味着我们没法提供No Point的贷款。如果您想要知道该program的利率,请和我们联系查询。我们的联系方式可通过点击我们的User ID来得到。
************************* CALIFORNIA *************************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.250            
<=$729K5.0004.500                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.3754.8754.250            
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.1254.7504.0003.5003.750
APR:4.8604.3144.9014.2713.6033.854
<=$729K4.8754.250            4.125      
APR:4.9664.405            4.212      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.0004.5004.8754.375            
APR:5.1124.6915.0274.648            
************************* MARYLAND *************************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.125            
<=$729K5.0004.375                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.3754.8754.250            
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.1254.6254.0003.5003.750
APR:4.8604.3144.7754.2713.6033.854
<=$729K4.8754.250            4.125      
APR:4.9664.405            4.212      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.0004.3754.8754.250            
APR:5.1124.5655.0274.523            
************************* VIRGINIA *************************
REFINANCE RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.7504.125            
<=$729K5.0004.375                        
REFINANCE CASH-OUT RATE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.8754.2504.8754.250            
<=$729K                                    
PURCHASE RATE - PRIMARY RESIDENCE:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K4.7504.1254.6253.8753.5003.750
APR:4.8604.3144.7754.1463.6033.854
<=$729K4.8754.250            4.125      
APR:4.9664.405            4.212      
PURCHASE RATE - INVESTMENT PROPERTY:
30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$417K5.0004.3754.8754.250            
APR:5.1124.5655.0274.523            
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
    - <=80% for Primary Residence Conforming Purchase & Refinance;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase;
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase (NEW!!!).
3. Primary Residence except specified;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
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