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12月2日(星期四)加州、马里兰贷款利率

(2010-12-02 11:27:02) 下一个
SUMMARY: 今早利率初次发布后,银行又发布了两次利率价格更新,向下调整了!







******************************** CALIFORNIA ********************************
REFINANCE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 4.000 4.500 3.875 3.625 3.875
<=$729K 4.750 4.250     3.750  







REFINANCE CASH-OUT RATE:




30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.125 4.625 4.000 3.750  
<=$729K            







PURCHASE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 2.875 3.250
APR: 4.609 4.062 4.524 4.020 2.974 3.351







<=$729K 4.750 4.125     3.375  
APR: 4.840 4.280     3.458  







******************************** MARYLAND ********************************
REFINANCE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 4.000 4.500 3.875 3.500 3.750
<=$729K 4.750 4.125     3.750  







REFINANCE CASH-OUT RATE:




30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 4.000 4.500 3.875 3.750  
<=$729K            







PURCHASE RATE:





30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.750 4.375 3.750 2.875 3.250
APR: 4.609 3.937 4.524 4.020 2.974 3.351







<=$729K 4.750 4.125     3.375  
APR: 4.840 4.280     3.458  














Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV): 
 - <=80% for Conforming Refinance and Purchase;
 - <=70% for Conforming Cash-Out Refinance;
 - <=75% for Super-Conforming Refinance and Purchase;
 - <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

******************************************************
我们可以做California, Maryland, Virginia, Florida等四州的房屋贷款。查询请电949-829-3863 或发电邮至info@circlesquaremortgage.com。




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