一份报告预测,新加坡的超高净值富翁(ultra-high-net-worth individuals)人数在接下来十年内将增加多达1724人,使我国成为全球超高净值富翁人数增加最多的城市。新加坡届时也将超越东京成为亚洲拥有最多超高净值富翁的城市。
超高净值富翁指的是拥有至少3000万美元净资产的富豪。根据房地产顾问公司莱坊(Knight Frank)与新加坡银行(Bank of Singapore)最新发布的《2014年财富报告》预测,到了2023年,新加坡预计会有多达4878名超高净值富翁,比去年的3154人增加1724人或55%。
伦敦则预计将有4940名超高净值富翁,为全球之最,新加坡仅落后一名排在第二。之后是纽约、东京、香港和法兰克福。报告指出,这六个城市的超高净值富豪总数,比整个南美洲和中东的总数还要多。
亚洲的超高净值富翁人数在接下来十年将增加43%,从目前的4万1114人增长到5万8588人,总人数将超越北美洲,只落后于欧洲的7万3396万人。
报告显示,有15%的超高净值富翁有意改变他们所居住的地点,新加坡是第三最受欢迎的新居住地,排在英国和美国之后。吸引他们选择搬家的主要原因是生活素质和税收,之后才是商业原因、安全保障和教育。
对高净值富翁而言,新加坡仍然是对他们最重要的城市之一,全球排在第三位,仅次于伦敦和纽约,和去年的调查结果一样。不过,在十年后,新加坡对他们的重要性将退到第四位,被目前排第四名的香港取代。第五与第六名则依次为上海和北京,孟买则排在第十,使亚洲城市占据了前十位的五个位置。
莱坊亚太区研究部主管霍尔特(Nicholas Holt)说:“主要的竞争之地是在亚洲,我们看到一些地点正在互相竞争,希望可以明确成为(超高净值富翁在)这个地区的最主要枢纽城市。”
超高净值富翁以生活素质、知识与影响力、政治势力和经济活动这四方面为城市打分,衡量一个城市在他们心中的份量。其中新加坡表现较为出色的是在经济活动排全球第五,在知识与影响力则排第四位。
香港会在2024年超越新加坡
报告指出:“新加坡目前正处于领先地位,但香港会在2024年超越新加坡。虽然亚洲各地都有经济成功的故事,但中国的主导地位是无可避免的,而香港作为中国和全球其他地方的非正式大门,将确保该城市在接下来十年进一步扮演主要地位。”
在全球房地产市场方面,霍尔特指出,亚洲的发展商去年积极前往海外市场投资开发项目,原因包括受到本身市场降温措施影响,到海外找寻多元化增长机会,同时也希望将自己打造为国际公司。
他举出的数据显示,去年前往英国发展房地产项目的外国资金中,有多达28%是来自新加坡发展商;前往美国和澳大利亚市场发展项目的外国资金中,新加坡分别占20%和12%。
莱坊咨询与研究部主管陈姳潓则表示,虽然新加坡进行了多轮房地产降温措施,但超高净值富豪对新加坡高档住宅与商业房地产项目仍感兴趣。这是因为本地的经商环境、税收制度、政治稳定,以及作为亚洲关键金融中心等原因。
她预测,今年下半年可能看到买家对高档住宅的兴趣反弹,一旦发展商稍微降价来吸引买家,就可能可以看到高档私宅销量增加。
Singapore retained its position as the 3rd most important global city for Ultra High Net Worth Individuals (UHNWIs) in 2014 behind New York and London, according to the latest Knight Frank Wealth Report.
But the city-state is top for UHNWIs in Asia, beating out Hong Kong which took 4th spot globally, while Shanghai was in 6th place and Beijing (9th). However come 2024, these cities will be vying for the number one spot in Asia.
“History, location and their long-established wealth mean that London and New York's positions look unassailable, at least for now. It is further down our leader board that the real city wars are being waged,” said Nicholas Holt, Knight Frank’s Head of Research for Asia Pacific.
“The main battleground is Asia, where a handful of locations are slugging it out in the hope of establishing a clear lead as the region's alpha urban hub,” he added.
Singapore also emerged as the next best location for second-home ownership among UHNWIs, behind the UK. The 3rd and 4th places were clinched by the US and Australia respectively.
The republic also has the 4th most expensive luxury property, trailing London, Hong Kong and Monaco. Specifically, US$1 million in Singapore can buy 32.6 sq m of high-end property compared to 25.2 sq m in London, 20.6 sq m for Hong Kong and 15 sq m in Monaco.
The Wealth Report asked nearly 600 private bankers and wealth advisors around the world to provide insight into their UHNWI clients’ attitudes towards a wide range of topics, including their homes, investments and ability to generate further wealth. The results represent the views of over 23,000 UHNWIs with an average worth of US$68 million and totalling about US$1.5 trillion.