7月20号股市观察

最近几日， 跌有量， 涨缩量（今天）， 不是好兆头。

想好退路 - 一定要认真研究有庄或/且可以长持的绩优股. 如前期推荐的ASRV, 今天季报：

Pros:

second quarter 2021 net income of $1,708,000, or $0.10 per diluted common share. a book value of $6.52 per common share and a tangible book value of $5.71 per common share on June 30, 2021. a $0.025 per share quarterly common stock cash dividend. The cash dividend is payable August 16, 2021 to shareholders of record on August 2, 2021. 

 Management expects to utilize $33 million of this short-term liquidity during the third quarter of 2021 to repay maturing institutional deposits that have an interest cost of 2.95%. 。。。 is planning to use a significant portion of the additional deposits from the branch acquisition to replace higher cost funds later during the third quarter of 2021, which will result in further deposit interest cost savings. 

Cons:

completion of our Somerset County branch acquisition which provided AmeriServ Financial with $42 million of low cost core deposits. The Company will be able to utilize $33 million of these deposits to replace higher cost institutional deposits that mature during the third quarter of 2021,

recorded a total of $1.7 million of processing fee income and interest income from PPP lending activity through six months of 2021, which is $637,000 higher than the 2020 level.

Some guy published a negative reprt of ASRV back in several months 2-3? ago, I could not find that report.

只是举例提供这种稳健经营的公司和同好交流， 在适当价位买入（3.9今天）， 长持真的可以发财。风险自负， 仅供参考。以前我的帖子里有相似的这种公司。