如何转IRA帐户?

我想把IRA从一个broker 转到另外一个broker, IRA里面都是cash，所以我不想做direct transfer,否则要付$75的transfer fee.

可是，第一个broker 的distribution form里面只有两个选择可能适合我，
a. premature distribution,
b. Rollover from IRA to an employee sponsored retirement plan.

b.) 好像不对，那么选a.) ，行吗?

如果我选a.) ,在60天内把钱原封不动存入第二个broker, 应该就行了吧?
有其它办法吗?

有什么tax consequence吗?

先谢了。

[frankland666]

Do direct transfer. You can set up ria account w mutual fund companies, such as fidelity or vanguard and ask them to help u to do the direct transfer (in-kind transfer). They will help u and should be free...have a try..