How to analyzing stocks

1 A rising trend of earings, dividends, and book value per share

2 A balance sheet with less debt than other companies in its particular industry

3 An S&P rating of B+ or better

4 A P/E ratio no higher than average

5 A dividend yield that suits your particular needs

6 A stock that insiders are not selling in significant quantities

7 A below average dividend payout ratio

8 A history of earnings and dividends not pockmarked by erratic ups and downs

9 Companies whose reture on equity is 15 or better

10 A ratio of price to cash flow that is not too high when compared to other stocks in the same industry.