由高速公路开车想到投资理财

When we drive on highways, we always see some cars that zigzag and try to pass everybody while you drive at the speed limit keeping up with the flow of other cars.  Then after ten or fifteen miles driving, all of sudden, you will find that the car was zigzaging before is now right next to you.  You wonder why bother doing all that maneuvers if we end up reach the destination around the same time.  

This reminds me about the investment which is a long term process and needs to be steady and consistent, not emotional, not going in or out of market based on short market movements.  We always hear that so and so are good at investing in stock market, just in 2 weeks, buying and selling stocks and making a lot of money.  But after 20 some years of investment, we end up pretty much the same in terms of wealth.  I have a post about why you should not go in and out of the market with some examples.  

http://blog.wenxuecity.com/myblog/72332/201801/19668.html

You will ask me whether there are people who zigzag on the expressway and get way ahead of everyone else, just like some people in the stock market making a killing.  My answer is YES, but not many.  Most likely, you and I will not be one of them.  To be in their position, you need to have skill, experience, and most of all luck.  I am pretty sure that I have the skill and the experience, but the luck part is that I am not sure about.  That is why I am doing my stock index investing to make what the market will give me.

[hhtt]

回复 '胖金鱼' 的评论 : 在美国这么一个开放和透明的股市，确实是投资者的天堂！但是任何投资都有风险，美国中国都有，只是中国股市的风险大些！如果你在90年代，中国股市是可以大赚钱的。

[胖金鱼]

你比较幸运的是投资了美国股市，所以认为长期投资可以远胜于频繁的短期投资。但如果不幸投资中国的A股市场，那么谈长期投资价值投资只能是被长期套牢了。

[hhtt]

回复 'retreat' 的评论 : 谢谢来访！

[retreat]

是这样的，虽然你这篇文章是旧文，道理现在看来还是这样。虽然凡人看见有些股不可思议的迸发了出来，等到我们心动了，却已经错过最佳时间了。
一个正常的经济坏境，百姓或个体的财富分配就应像陀螺，两头尖中间的大。求稳妥的，不贪心的，应该走中间偏上的区域。w