******************************* CALIFORNIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.500 |
4.750 |
5.375 |
4.625 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.750 |
5.000 |
5.625 |
4.875 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.375 |
4.625 |
5.250 |
4.500 |
------ |
------ |
APR |
5.416 |
4.655 |
5.289 |
4.624 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* MARYLAND *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.500 |
4.750 |
5.375 |
4.625 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.750 |
5.000 |
5.625 |
4.875 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.375 |
4.625 |
5.250 |
4.500 |
------ |
------ |
APR |
5.386 |
4.667 |
5.273 |
4.554 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* VIRGINIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.625 |
4.875 |
5.500 |
4.750 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.875 |
5.250 |
5.750 |
5.250 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.375 |
4.625 |
5.250 |
4.500 |
------ |
------ |
APR |
5.378 |
4.662 |
5.274 |
4.562 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* TEXAS *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.625 |
4.875 |
5.500 |
4.750 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.250 |
4.500 |
5.250 |
4.375 |
------ |
------ |
APR |
5.280 |
4.550 |
5.275 |
4.473 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* ILLINOIS *******************************
(Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.500 |
4.750 |
5.375 |
4.625 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.375 |
4.625 |
5.250 |
4.500 |
------ |
------ |
APR |
5.398 |
4.655 |
5.271 |
4.538 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* FLORIDA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.875 |
5.250 |
5.750 |
5.250 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.250 |
4.500 |
5.250 |
4.500 |
------ |
------ |
APR |
5.290 |
4.567 |
5.258 |
4.569 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* GEORGIA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.750 |
5.000 |
5.625 |
4.875 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
6.000 |
5.375 |
5.875 |
5.250 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.250 |
4.500 |
5.250 |
4.500 |
------ |
------ |
APR |
5.300 |
4.584 |
5.273 |
4.594 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* WASHINGTON *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.500 |
4.750 |
5.375 |
4.625 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.750 |
5.000 |
5.625 |
4.875 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.375 |
4.625 |
5.250 |
4.500 |
------ |
------ |
APR |
5.386 |
4.656 |
5.273 |
4.553 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |