******************************* CALIFORNIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.125 |
2.375 |
3.000 |
2.250 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.500 |
2.500 |
3.125 |
2.375 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.000 |
2.125 |
2.750 |
2.000 |
------ |
------ |
APR |
3.025 |
2.153 |
2.786 |
2.041 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* MARYLAND *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.125 |
2.375 |
2.875 |
2.250 |
------ |
------ |
$650K |
----- |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.500 |
2.500 |
3.125 |
2.250 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.000 |
2.125 |
2.750 |
2.000 |
------ |
------ |
APR |
3.025 |
2.108 |
2.766 |
2.075 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* VIRGINIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.250 |
2.375 |
3.000 |
2.250 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
2.500 |
3.375 |
2.500 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
2.875 |
2.125 |
2.750 |
2.000 |
------ |
------ |
APR |
2.897 |
2.133 |
2.754 |
2.012 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* TEXAS *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
3.375 |
2.375 |
3.125 |
2.250 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
3.000 |
2.125 |
2.625 |
2.000 |
------ |
------ |
APR |
3.023 |
2.146 |
2.675 |
2.015 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* ILLINOIS *******************************
(Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.125 |
2.375 |
2.750 |
2.125 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.375 |
2.375 |
3.125 |
2.250 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.000 |
2.250 |
2.750 |
2.125 |
------ |
------ |
APR |
3.029 |
2.297 |
2.782 |
2.169 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* FLORIDA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
2.625 |
3.500 |
2.500 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
3.000 |
2.250 |
2.875 |
2.125 |
------ |
------ |
APR |
3.033 |
2.282 |
2.938 |
2.189 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* GEORGIA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
3.500 |
2.625 |
3.125 |
2.375 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
2.750 |
3.625 |
2.500 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
3.000 |
2.125 |
2.875 |
2.125 |
------ |
------ |
APR |
3.029 |
2.179 |
2.923 |
2.173 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* WASHINGTON *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.125 |
2.375 |
3.000 |
2.250 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.500 |
2.625 |
3.250 |
2.375 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
3.000 |
2.125 |
2.750 |
2.125 |
------ |
------ |
APR |
3.026 |
2.167 |
2.787 |
2.176 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |