******************************* CALIFORNIA ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.875 | 2.250 | 2.750 | 2.000 | ------ | ------ |
$650K | ------ | 2.375 | ------ | ------ | ------ | ------ |
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 3.000 | 2.375 | 2.875 | 2.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.000 | 2.625 | 2.000 | ------ | ------ |
APR | 2.765 | 2.028 | 2.647 | 1.938 | ------ | ------ |
|
$650K | 3.000 | 2.250 | ------ | ------ | ------ | ------ |
APR | 3.032 | 2.272 | ------ | ------ | ------ | ------ |
|
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* MARYLAND ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.875 | 2.250 | 2.750 | 2.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 3.000 | 2.375 | 2.875 | 2.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.000 | 2.625 | 2.000 | ------ | ------ |
APR | 2.741 | 1.983 | 2.612 | 1.873 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* VIRGINIA ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.875 | 2.250 | 2.750 | 2.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 3.250 | 2.375 | 3.000 | 2.250 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.000 | 2.625 | 2.000 | ------ | ------ |
APR | 2.734 | 1.988 | 2.615 | 1.880 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* TEXAS ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 2.875 | 2.250 | 2.750 | 2.000 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | ------ | ------ | ------ | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 2.625 | 2.000 | 2.625 | 1.875 | ------ | ------ |
APR | 2.660 | 1.977 | 2.607 | 1.943 | ------ | ------ |
|
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* ILLINOIS ******************************* (Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.875 | 2.250 | 2.625 | 2.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 3.000 | 2.375 | 2.750 | 2.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.000 | 2.625 | 2.000 | ------ | ------ |
APR | 2.725 | 1.972 | 2.603 | 1.857 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* FLORIDA ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 3.375 | 2.500 | 3.000 | 2.250 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | ------ | ------ | ------ | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 2.750 | 2.000 | 2.625 | 1.875 | ------ | ------ |
APR | 2.736 | 1.992 | 2.619 | 1.967 | ------ | ------ |
|
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* GEORGIA ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 3.000 | 2.375 | 2.875 | 2.125 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 3.500 | 2.625 | 3.375 | 2.250 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 2.750 | 2.000 | 2.625 | 1.875 | ------ | ------ |
APR | 2.745 | 2.009 | 2.632 | 1.991 | ------ | ------ |
|
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
******************************* WASHINGTON ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.875 | 2.250 | 2.750 | 2.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 3.000 | 2.375 | 2.875 | 2.125 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.000 | 2.625 | 2.000 | ------ | ------ |
APR | 2.740 | 1.982 | 2.611 | 1.872 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |