******************************* CALIFORNIA ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.375 | 2.500 | 2.250 | ------ | ------ |
$650K | 2.875 | 2.375 | ------ | ------ | ------ | ------ |
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.875 | 2.500 | 2.750 | 2.375 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.500 | 2.250 | 2.500 | 2.125 | ------ | ------ |
APR | 2.565 | 2.296 | 2.567 | 2.186 | ------ | ------ |
|
$650K | 2.750 | 2.375 | ------ | ------ | ------ | ------ |
APR | 2.812 | 2.423 | ------ | ------ | ------ | ------ |
|
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 3.000 | 2.750 | 2.875 | 2.625 | ------ | ------ |
APR | 3.045 | 2.814 | 2.939 | 2.745 | ------ | ------ |
|
******************************* MARYLAND ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.375 | 2.500 | 2.250 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.875 | 2.500 | 2.750 | 2.375 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.625 | 2.125 | 2.500 | 2.125 | ------ | ------ |
APR | 2.673 | 2.210 | 2.512 | 2.163 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 3.000 | 2.875 | 2.875 | 2.750 | ------ | ------ |
APR | 3.121 | 2.963 | 2.925 | 2.797 | ------ | ------ |
|
******************************* VIRGINIA ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.375 | 2.625 | 2.250 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.875 | 2.625 | 2.750 | 2.375 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.500 | 2.125 | 2.500 | 2.125 | ------ | ------ |
APR | 2.512 | 2.143 | 2.541 | 2.166 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 3.000 | 2.750 | 2.875 | 2.625 | ------ | ------ |
APR | 3.173 | 2.782 | 2.926 | 2.697 | ------ | ------ |
|
******************************* TEXAS ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 2.750 | 2.375 | 2.625 | 2.250 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 3.000 | 2.625 | 2.625 | 2.500 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 2.500 | 2.250 | 2.500 | 2.125 | ------ | ------ |
APR | 2.523 | 2.273 | 2.572 | 2.257 | ------ | ------ |
|
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 3.000 | 2.750 | 2.875 | 2.625 | ------ | ------ |
APR | 3.143 | 2.772 | 2.898 | 2.691 | ------ | ------ |
|
******************************* ILLINOIS ******************************* (Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.375 | 2.500 | 2.250 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.875 | 2.500 | 2.625 | 2.375 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.500 | 2.125 | 2.500 | 2.125 | ------ | ------ |
APR | 2.563 | 2.187 | 2.568 | 2.192 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 3.000 | 2.750 | 2.875 | 2.625 | ------ | ------ |
APR | 3.153 | 2.797 | 2.921 | 2.697 | ------ | ------ |
|
******************************* FLORIDA ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 2.875 | 2.625 | 2.875 | 2.500 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 3.000 | 2.750 | 3.000 | 2.750 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 2.500 | 2.125 | 2.500 | 2.125 | ------ | ------ |
APR | 2.563 | 2.179 | 2.561 | 2.184 | ------ | ------ |
|
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 3.000 | 2.625 | 2.875 | 2.625 | ------ | ------ |
APR | 3.124 | 2.693 | 2.956 | 2.710 | ------ | ------ |
|
******************************* GEORGIA ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 2.750 | 2.375 | 2.750 | 2.375 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 3.0000 | 2.625 | 2.875 | 2.500 | ------ | ------ |
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 2.500 | 2.125 | 2.500 | 2.125 | ------ | ------ |
APR | 2.537 | 2.172 | 2.573 | 2.184 | ------ | ------ |
|
$600K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$300K | 3.000 | 2.625 | 2.875 | 2.625 | ------ | ------ |
APR | 3.093 | 2.713 | 2.966 | 2.742 | ------ | ------ |
|
******************************* WASHINGTON ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.375 | 2.500 | 2.250 | ------ | ------ |
$650K | 2.875 | 2.500 | ------ | ------ | ------ | ------ |
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.750 | 2.500 | 2.750 | 2.375 | ------ | ------ |
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 2.500 | 2.125 | 2.500 | 2.125 | ------ | ------ |
APR | 2.537 | 2.186 | 2.562 | 2.183 | ------ | ------ |
|
$650K | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
Jumbo | ------ | ------ | ------ | ------ | ------ | ------ |
APR | ------ | ------ | ------ | ------ | ------ | ------ |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
$510K | 3.000 | 2.875 | 2.875 | 2.625 | ------ | ------ |
APR | 3.076 | 2.923 | 2.946 | 2.697 | ------ | ------ |