【今日房贷利率】2017年10月27日星期五（CA、FL、GA、MD、TX、VA、WA）

SUMMARY：今天（10月27日星期五)开盘时的房贷利率价格和上个工作日相比基本持平.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。

******************************* CALIFORNIA ******************************* (Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.000	3.250	3.750	3.250	3.250	3.500
>$424K	4.125	3.500	4.000	------	4.000	4.125
Jumbo	4.125	3.750	------	------	3.750	3.750
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.000	3.375	3.875	3.375	4.125	4.125
>$424K	4.625	------	4.250	------	------	------
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	3.875	3.125	3.750	3.125	3.000	3.250
APR	3.890	3.205	3.728	3.189	3.043	3.294
>$424K	4.000	3.375	3.875	------	3.625	3.750
APR	4.047	3.403	3.935	------	3.665	3.786
Jumbo	3.875	3.625	------	------	3.500	3.500
APR	3.898	3.647	------	------	3.520	3.532
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.250	3.625	4.000	3.625	------	------
APR	4.276	3.706	4.064	3.743	------	------
******************************* MARYLAND ******************************* (Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.000	3.250	3.750	3.250	3.250	3.500
>$424K	4.125	3.750	------	------	3.875	3.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.000	3.375	3.875	3.375	3.875	4.000
>$424K	4.250	4.125	------	------	4.000	4.000
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	3.875	3.125	3.750	3.125	3.000	3.250
APR	3.861	3.155	3.688	3.116	3.016	3.266
>$424K	3.875	3.625	------	------	3.500	3.625
APR	3.873	3.604	------	------	3.517	3.630
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.250	3.625	4.000	3.625	------	4.500
APR	4.246	3.655	4.024	3.669	------	4.529
******************************* VIRGINIA ******************************* (Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.000	3.375	3.875	3.375	3.750	3.875
>$424K	4.250	3.875	------	------	------	4.125
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.125	3.500	4.000	3.500	4.125	4.250
>$424K	4.375	------	------	------	------	------
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	3.750	3.125	3.750	3.125	3.000	3.250
APR	3.781	3.161	3.694	3.126	3.020	3.270
>$424K	3.875	3.625	------	------	3.500	3.500
APR	3.876	3.608	------	------	3.505	3.514
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.250	3.625	4.000	3.625	------	4.500
APR	4.240	3.662	4.029	3.679	------	4.532
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.000	3.375	3.875	3.375	3.875	4.125
>$424K	4.250	------	------	------	------	4.125
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.250	3.750	4.250	3.875	------	------
>$424K	4.375	------	------	------	------	------
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	3.750	3.125	3.625	3.000	3.000	3.250
APR	3.786	3.170	3.689	3.118	3.044	3.295
>$424K	4.000	3.750	------	------	3.500	3.500
APR	4.005	3.747	------	------	3.501	3.510
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.125	3.625	4.000	3.625	4.375	4.625
APR	4.172	3.670	4.036	3.691	4.421	4.658
******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.125	3.625	4.000	3.625	------	------
>$424K	4.500	------	------	------	------	------
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.250	3.750	4.125	3.750	------	------
>$424K	4.500	------	------	------	------	------
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	3.750	3.125	3.625	3.000	3.000	3.250
APR	3.794	3.185	3.701	3.140	3.043	3.293
>$424K	4.000	3.750	------	------	3.500	3.500
APR	4.009	3.752	------	------	3.506	3.515
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.125	3.625	4.000	3.625	------	4.625
APR	4.181	3.686	4.048	3.714	------	4.679
******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.125	3.500	3.875	3.500	4.250	4.250
>$424K	4.250	3.875	------	------	------	------
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.250	3.625	4.000	3.625	------	------
>$424K	4.375	------	------	------	------	------
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	3.750	3.125	3.625	3.000	3.000	3.250
APR	3.809	3.211	3.721	3.177	3.056	3.307
>$424K	3.875	3.625	------	------	3.500	3.625
APR	3.882	3.619	------	------	3.526	3.639
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.125	3.625	4.000	3.625	------	------
APR	4.196	3.712	4.068	3.751	------	------
******************************* WASHINGTON ******************************* (Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.000	3.250	3.750	3.250	3.250	3.500
>$424K	4.125	3.750	------	------	3.875	3.875
Jumbo	4.125	3.750	------	------	3.750	3.750
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.000	3.375	3.875	3.375	4.125	4.125
>$424K	4.250	4.125	------	------	4.000	4.000
PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	3.875	3.125	3.750	3.125	3.000	3.250
APR	3.861	3.154	3.688	3.115	3.016	3.266
>$424K	3.875	3.625	------	------	3.500	3.625
APR	3.873	3.603	------	------	3.517	3.630
Jumbo	3.875	3.625	------	------	3.500	3.500
APR	3.868	3.594	------	------	3.491	3.503
INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$424K	4.250	3.625	4.000	3.625	------	4.500
APR	4.246	3.654	4.023	3.667	------	4.528

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300