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奇虎贷款利率-CA, TX, MD, VA,FL- 06月09日星期五

(2017-06-12 09:47:11) 下一个

SUMMARY:今天(06月09日 星期五)开盘时的房贷利率价格和上个工作日相比持平。目
前重新贷款40万左右的利率,30年固定利率稳定在3.875%,15年固定利率稳定在3.
125%,5/1 ARM稳定在3.000%。购房贷款40万左右,30年固定的利率稳定在3.750%,
15年固定利率稳定在2.990%,5/1 ARM稳定在2.990%.

注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound 
account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.125 3.500 3.000 3.125 3.375
>$417K 3.950 3.250 3.875 3.250 3.250 3.625
Jumbo 4.000 3.750 4.250 ------ 3.500 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.950 3.250 3.625 3.250 3.500 3.750
>$417K 4.125 3.625 4.250 ------ 3.625 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.990 3.375 2.875 3.000 3.250
APR 3.775 3.044 3.430 2.982 3.034 3.274
 
>$417K 3.800 3.125 3.750 3.125 3.250 3.500
APR 3.829 3.154 3.781 3.195 3.295 3.521
 
Jumbo 3.875 3.500 4.125 ------ 3.375 3.375
APR 3.897 3.572 4.147 ------ 3.385 3.416
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.500 3.875 3.375 3.625 3.750
APR 4.161 3.562 3.897 3.466 3.657 3.782
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.125 3.500 3.000 3.125 3.375
>$417K 4.000 3.750 4.250 ------ 3.500 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.950 3.250 3.625 3.250 3.375 3.625
>$417K 4.000 3.875 4.250 ------ 3.500 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.990 3.375 2.875 2.990 3.125
APR 3.746 2.976 3.388 2.883 3.017 3.150
 
>$417K 3.875 3.625 4.125 ------ 3.375 3.375
APR 3.872 3.631 4.112 ------ 3.362 3.392
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.500 3.875 3.375 3.625 3.750
APR 4.132 3.493 3.855 3.392 3.628 3.753
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.250 3.500 3.125 3.250 3.500
>$417K 4.375 4.000 4.375 ------ 3.625 3.750
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.375 3.750 3.250 3.625 3.875
>$417K 4.625 4.000 4.375 ------ 3.625 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.990 3.375 2.875 2.990 3.125
APR 3.740 2.982 3.384 2.893 3.021 3.154
 
>$417K 3.875 3.625 4.125 ------ 3.375 3.375
APR 3.875 3.636 4.116 ------ 3.364 3.395
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.500 3.875 3.375 3.625 3.750
APR 4.125 3.500 3.851 3.402 3.632 3.757
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.950 3.250 3.625 3.250 3.500 3.750
>$417K 4.500 4.125 4.375 ------ 3.625 3.750
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.500 3.750 3.625 ------ 3.990
>$417K 4.625 4.125 4.375 ------ 3.625 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.625 2.875 3.375 2.875 3.000 3.250
APR 3.681 2.973 3.415 2.940 3.027 3.275
 
>$417K 3.875 3.625 4.125 ------ 3.375 3.375
APR 3.871 3.629 4.116 ------ 3.360 3.390
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.375 3.875 3.250 3.625 3.750
APR 4.057 3.457 3.882 3.395 3.672 3.798
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.375 3.875 3.250 ------ 4.125
>$417K 4.875 4.375 4.625 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.625 3.950 3.500 ------ 4.500
>$417K 4.875 4.375 4.625 ------ 3.875 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.990 3.375 2.875 3.000 3.250
APR 3.753 3.053 3.441 2.962 3.033 3.273
 
>$417K 3.875 3.625 4.125 ------ 3.375 3.375
APR 3.875 3.637 4.116 ------ 3.365 3.395
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.375 3.875 3.375 3.625 3.750
APR 4.139 3.472 3.906 3.437 3.673 3.798

Please note that the rates are subject to mid-day changes. This is 
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):  
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the 
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = 
Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。

奇虎贷款NMLS ID: 1169300

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