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奇虎贷款利率-CA, TX, MD, VA,FL- 05月24日 星期三

(2017-05-24 11:46:49) 下一个

SUMMARY:今天(05月24日 星期三)开盘时的房贷利率价格和上个工作日相比略微上涨
。目前重新贷款40万左右的利率,30年固定利率上涨至3.950%,15年固定利率上涨在3.
250%,5/1 ARM稳定在3.250%。购房贷款40万左右,30年固定的利率上涨在3.875%,
15年固定利率稳定在3.000%,5/1 ARM上涨在3.125%.

注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。

 

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.950 3.250 3.625 3.125 3.250 3.500
>$417K 4.125 3.250 4.000 3.375 3.625 3.625
Jumbo 4.125 3.875 4.250 ------ 3.500 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.750 3.250 3.625 3.625
>$417K 4.250 3.875 4.250 ------ 3.625 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.500 3.000 3.125 3.250
APR 3.890 3.098 3.548 3.064 3.159 3.300
 
>$417K 4.000 3.250 3.750 3.250 3.375 3.500
APR 4.029 3.251 3.809 3.263 3.404 3.532
 
Jumbo 4.000 3.625 4.125 ------ 3.375 3.500
APR 4.012 3.694 4.147 ------ 3.390 3.508
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.500 3.950 3.375 3.625 3.750
APR 4.265 3.581 3.996 3.519 3.657 3.782
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.950 3.250 3.625 3.125 3.250 3.375
>$417K 4.125 3.875 4.250 ------ 3.500 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.750 3.250 3.625 3.625
>$417K 4.125 3.875 4.250 ------ 3.500 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.500 3.000 3.125 3.250
APR 3.861 3.048 3.506 2.991 3.131 3.272
 
>$417K 4.000 3.750 4.125 ------ 3.375 3.500
APR 3.987 3.758 4.112 ------ 3.366 3.484
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.500 3.950 3.375 3.625 3.750
APR 4.236 3.530 3.953 3.445 3.628 3.753
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.950 3.250 3.625 3.250 3.500 3.625
>$417K 4.625 4.000 4.375 ------ 3.625 3.750
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.375 3.750 3.250 3.750 3.750
>$417K 4.750 4.000 4.375 ------ 3.625 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.500 3.000 3.125 3.250
APR 3.855 3.054 3.502 3.001 3.135 3.276
 
>$417K 4.000 3.750 4.125 ------ 3.375 3.500
APR 3.990 3.763 4.116 ------ 3.369 3.487
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.500 3.950 3.375 3.625 3.750
APR 4.157 3.537 3.950 3.455 3.632 3.757
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.750 3.250 3.625 3.625
>$417K 4.750 4.125 4.375 ------ 3.625 3.750
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.625 3.875 3.625 ------ 4.500
>$417K 4.750 4.125 4.375 ------ 3.625 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 3.000 3.500 2.875 3.125 3.250
APR 3.796 3.063 3.533 2.992 3.150 3.300
 
>$417K 4.000 3.750 4.125 ------ 3.375 3.500
APR 3.986 3.755 4.116 ------ 3.365 3.482
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.500 3.950 3.375 3.625 3.750
APR 4.161 3.545 3.980 3.467 3.672 3.798
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.500 3.950 3.375 ------ ------
>$417K 5.000 4.375 4.625 ------ 3.875 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.625 4.125 3.500 ------ ------
>$417K 5.000 4.375 4.625 ------ 3.875 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 3.000 3.500 2.875 3.125 3.250
APR 3.805 3.078 3.557 3.015 3.158 3.296
 
>$417K 4.000 3.750 4.125 ------ 3.375 3.500
APR 3.990 3.763 4.116 ------ 3.369 3.487
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.500 3.950 3.375 3.625 3.750
APR 4.170 3.561 4.008 3.490 3.673 3.798

 

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。

奇虎贷款NMLS ID: 116930

 

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