个人资料
正文

奇虎贷款利率-CA, TX, MD, VA,FL- 10月06日 星期四

(2016-10-06 16:18:38) 下一个

SUMMARY:今天(10月06日 星期四)开盘时的房贷利率价格和上个工作日相比持平。目前
重新贷款40万左右的利率,30年固定利率稳定至3.375%,15年固定利率稳定在2.750%,
5/1 ARM稳定在3.000%。购房贷款40万左右,30年固定的利率上涨在3.375%,15年固定
利率下降在2.500%,5/1 ARM稳定在2.750%

注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。

 

 

 

SUMMARY:今天(10月06日 星期四)开盘时的房贷利率价格和上个工作日相比持平。目前
重新贷款40万左右的利率,30年固定利率稳定至3.375%,15年固定利率稳定在2.750%,
5/1 ARM稳定在3.000%。购房贷款40万左右,30年固定的利率上涨在3.375%,15年固定
利率下降在2.500%,5/1 ARM稳定在2.750%

注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。

 

******************************* CALIFORNIA *******************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $
750K.See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.750    3.250    2.625    3.000      3.250
>$417K      3.550    2.875    3.500     3.000     3.375      3.375
Jumbo        3.750    3.125     -----        ------    3.125      3.125
 
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.750    3.375    2.750     3.250        3.500
>$417K      3.950     3.375    3.875       3.625      3.375      3.375
   
                   
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.500    3.125    2.500    2.750       2.875
APR           3.372    2.589    3.151    2.605     2.789      2.924
                    
>$417K      3.375    2.750    3.375       2.750     3.125        3.125
APR           3.418    2.780    3.409       2.848     3.159        3.164
                       
Jumbo        3.625     2.875     -----       -----     2.875       3.000
APR            3.642     2.944     -----       -----     2.913       3.023
    
                                                      
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   2.990    3.375  2.875    3.625        3.750
APR           3.680    3.041    3.454    3.017    3.679       3.798

 


******************************** TEXAS ********************************
    (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions
      at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.875    3.375    2.750     3.250        3.625
>$417K      3.875       3.500      ------        -----     -----      3.375
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   2.990    3.500    3.125       3.875      3.875
>$417K      4.000      -----      ------      -------       -----    3.500

                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.250    2.500    3.125    2.500    2.750       2.875
APR           3.295    2.583    3.147    2.566    2.785       2.923
                       
>$417K      3.625    3.000    -----       ------     3.000       3.125
APR           3.621     3.006    -----      ------     3.010       3.116
                       
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   2.990    3.500    2.875    3.625       3.750
APR           3.650    3.035    3.501    2.966    3.676       3.795

 


******************************** MARYLAND********************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K. See other
assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.750    3.250    2.625     2.875        3.125
>$417K      3.750       3.250      ------        -----     3.125      3.250
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500   2.750    3.375    2.750       3.250      3.500
>$417K      3.875      3.375      ------      -------       3.250    3.250

                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.500    3.125    2.500    2.750       2.875
APR           3.339    2.529    3.104    2.491    2.762       2.897
                       
>$417K      3.625    3.000    -----       ------     3.000       3.125
APR           3.621     3.005    -----      ------     3.010       3.116
                       
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   2.875    3.375    2.875    3.625       3.750
APR           3.649    2.926    3.406    2.944    3.644       3.763

 


******************************** VIRGINIA ********************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K. See other
assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.750    3.250    2.625     3.125        3.375
>$417K      3.875       3.500       ------       ------    -----       3.375
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.875   3.375     2.875     3.375         3.625
>$417K      4.000      -----       ------      ------     -----        3.500
                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.500    3.125    2.500    2.750       2.875
APR           3.342    2.535    3.109    2.500    2.766        2.901
                       
>$417K      3.625    3.000    -----      ------    3.000         3.125
APR           3.623    3.009    -----      ------    3.012       3.118
   
                   
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.875    3.375    2.875    3.625       3.750
APR           3.646    2.932    3.411    2.954    3.648        3.767

 


******************************** FLORIDA ********************************
    (Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest
      Area only. See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.990    3.500    2.875    3.875        3.875
>$417K      4.000      -----      ------      ------    -----      2.625
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.750    3.125   3.625     3.000     -----         4.375
>$417K      4.125     -----      ------     ------     -----       -----
                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.250    2.625    3.125    2.500    2.750        2.875
APR           3.296    2.653    3.164    2.541    2.785        2.920
                       
>$417K      3.625    3.000    -----      ------    3.000         3.125
APR           3.624    3.010    -----      ------     3.013        3.119
                       
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.990    3.500    2.875    3.750       3.750
APR           3.659    3.057    3.518    2.989    3.799       3.807

 


Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。

奇虎贷款NMLS ID: 1169300

 

[ 打印 ]
阅读 ()评论 (0)
评论
目前还没有任何评论
登录后才可评论.