对老巴的教导要入心入脑

1）大道至简

Keep It Simple

“You don’t need to be an expert in order to achieve satisfactory investment returns. Keep things simple and don’t swing for the fences. When promised quick profits, respond with a quick ‘no.'”

 

2）要懂得自己买的是什么样的股票。

Understand Your Investments

“Risk comes from not knowing what you are doing.”

 

3）拥有10%的T bill 作为机动部队。

Buy Bonds

“Put 10% of the cash in short-term government bonds.”

 

4）对于绝大多数人来说：最好的投资方法就是拥有S and P 指数基金。

Invest in Index Funds

“In my view, for most people, the best thing to do is own the S&P 500 index fund.”

 

If you’re looking for investment strategies, why not do what Buffett does with his money? As Buffett told shareholders in 2013, he has instructed the administrator of his wife’s trust to split the funds 90/10: 90% in the S&P 500 and 10% in government bonds.

 

5）积少成多，早栽树，早乘凉。

Start Small and Be Patient

“Someone’s sitting in the shade today because someone planted a tree a long time ago.”