随笔记录
乱写乱记
博文
(2020-01-19 17:25:18)
本人自从2016年做全职地主到现在整整4个年头。本来应该2020年初做个总结的。可是因为受困于自己三年前开的北美地主群，每年想总结一下都被羞愧的生生咽回去了。说起这个北美地主群，当时也是寂寞难耐，想找同类抱团取暖。刚开始发现加入的地主都客客气气的聊天，什么买白菜房啊，找贷款啊，修水龙头啊。妾以为都是和我一样的逼上梁山，粪坑掏钱的主。没有几天就[阅读全文]
(2020-01-12 12:59:49)
接上回。话说我了解到白妞Bell真的遭遇了生死一劫，我非常震惊。当即给她回了短信：对你的经历非常同情，同时也对你的安全非常担心。我建议你赶紧搬家，如果打扫卫生，我会全额退回你的押金。Bell很快回信，这周末就会全部搬出。我心中释然，盼她赶快走，我也要重新翻开我的篇章。我走到后门一看，门框已经踢破，门虚掩着，一楼地板明显在打包装箱。这是一个多家[阅读全文]
(2020-01-08 14:54:52)
正儿八经做地主四个年头了，见识了各种档次和素质的房客，记录几个特殊的风花雪月，以后沙滩上怀念。
今天要说的是漂亮白妞Bell.这个房客是我从前房东手里接手的。房子刚接手没几天，她就给我发短信，说她要求我换锁，说他男朋友和他闹掰了也搬走了，她很害怕他半夜过来伤害她。我赶紧查了一下租约给她回信：对不起，我不能给你换锁，因为他仍在租约上，没有[阅读全文]
(2016-11-22 15:14:39)
古狗发现是DAMPER问题，是不是要爬进crawlspace去手动打开？好像不应该这么复杂啊。有经验的请帮忙回复一下。谢谢
[阅读全文]
(2016-04-15 11:18:59)
ProtectingYourselfasaLandlord-PartIII
Thirdinaseriesofthreearticles
byRobertLocke,RMP,MPM Inthefirsttwoarticleswesuggestedthatthebigpictureinprotectingyourselfasalandlordisalayeringprocessyouaccomplishovertime,notsomethingyoudotoday.Itstartswith“gettingtitleoutofyourname”tocreateanonymityandbecomehardertoidentifyastheowner.Nextwesaidto“managethroughanentit...[阅读全文]
byRobertLocke,RMP,MPM Inthefirsttwoarticleswesuggestedthatthebigpictureinprotectingyourselfasalandlordisalayeringprocessyouaccomplishovertime,notsomethingyoudotoday.Itstartswith“gettingtitleoutofyourname”tocreateanonymityandbecomehardertoidentifyastheowner.Nextwesaidto“managethroughanentit...[阅读全文]
(2016-04-15 11:17:37)
Secondinaseriesofthreearticles
byRobertLocke,RMP,MPM Inthefirstarticleonthistopicof"protectingthelandlord"weestablishedthatthefirstprotectionfortheownerofarentalpropertywastogetthepropertyoutofyournameintoatrustorLLC.Keepingtitleinyournamepaintstoobigatargetonyourbackandalittleeffortcamshrinkthattargetsubstantially. Thesecondstepwastonevermanageinyourownname.Alwayshaveaproper...[阅读全文]
byRobertLocke,RMP,MPM Inthefirstarticleonthistopicof"protectingthelandlord"weestablishedthatthefirstprotectionfortheownerofarentalpropertywastogetthepropertyoutofyournameintoatrustorLLC.Keepingtitleinyournamepaintstoobigatargetonyourbackandalittleeffortcamshrinkthattargetsubstantially. Thesecondstepwastonevermanageinyourownname.Alwayshaveaproper...[阅读全文]
(2016-04-15 11:15:14)
ProtectingYourselfasaLandlord-PartI
Firstinaseriesofthreearticles.
byRobertLocke,RMP,MPM Everybusinessbringswithitalistofrisksthattheownerneedstomanage.Somecanbeaddressedthroughcarefulbusinesspracticeswhileothersneedthehelpofanoutsideinsurancecompany.Owningarentalpropertyisprobablyoneofthehigherliabilitybusinessesyoucangetinto,sopaycloseattentiontotherisksthatcomewithit.Beingalandlordexp...[阅读全文]
byRobertLocke,RMP,MPM Everybusinessbringswithitalistofrisksthattheownerneedstomanage.Somecanbeaddressedthroughcarefulbusinesspracticeswhileothersneedthehelpofanoutsideinsurancecompany.Owningarentalpropertyisprobablyoneofthehigherliabilitybusinessesyoucangetinto,sopaycloseattentiontotherisksthatcomewithit.Beingalandlordexp...[阅读全文]
(2016-04-04 11:56:03)
基本是ARM或者气球
气球是5年，7年和10年，按25年算月供；
ARM是5/5,7/7,10/5
考虑到利率很可能升高，起哦选择了：
ARM10/5for20years,4.25%买一个点花费5650刀。大家觉得还可以吧。
[阅读全文]
(2016-03-03 09:07:13)
住家暖气机自行保养最基本常识80%AFUEFurnace 提醒各位需要定期换FURNACEFilter(空气过滤网/AirFilter),每年至少得换二次，
冬季和夏季来领前。filter不需要买最好的，贵的FILTER不见得实用，最常用的如
PleatFilter会阻挡Furnace的Airflow，到了二楼，风量就会更小，Furnace和冷
气机的总体效能会降低。如要求不是很高，普通的FiberglassFilter即可。按装时
看清方向，FILTER上指[阅读全文]
(2016-03-03 09:06:18)
住家暖气机自行保养最基本常识80%AFUEFurnace 提醒各位需要定期换FURNACEFilter(空气过滤网/AirFilter),每年至少得换二次，
冬季和夏季来领前。filter不需要买最好的，贵的FILTER不见得实用，最常用的如
PleatFilter会阻挡Furnace的Airflow，到了二楼，风量就会更小，Furnace和冷
气机的总体效能会降低。如要求不是很高，普通的FiberglassFilter即可。按装时
看清方向，FILTER上指[阅读全文]
