2000年我有一百万退休能走多远（2）：除了震惊 还是震惊。无意间发现福虎发财之路CVX

前两天写的2000年1m投spy退休！每年拿4万，23年后的今天还有~1M。 生活水平逐年下降。勉强度日。

https://bbs.wenxuecity.com/tzlc/1938987.html

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今天想看一下福虎鼓吹的CVX，能靠的住吗？ 答案是震惊， 震惊的从椅子上摔下来。彻底睡不着了

2000年1m 投cvx， 每年拿四万今天还剩多少？？?7.3M。 完了，不淡定了 彻底不淡定了

计算如下；?

total return link?https://totalrealreturns.com/n/CVX

Year	% total return	Year end found	Take 40k from last year	Found from last year
1999	7.35%	1	?	?
2000	0.54%	0.965184	0.96	1
2001	9.28%	1.011041075	0.925184	0.965184
2002	-23.09%	0.746827691	0.971041075	1.011041075
2003	35.37%	0.956832645	0.706827691	0.746827691
2004	25.54%	1.150991703	0.916832645	0.956832645
2005	11.54%	1.239200145	1.110991703	1.150991703
2006	33.70%	1.603330594	1.199200145	1.239200145
2007	30.55%	2.040928091	1.563330594	1.603330594
2008	-18.33%	1.634157972	2.000928091	2.040928091
2009	8.06%	1.722647104	1.594157972	1.634157972
2010	22.95%	2.068814615	1.682647104	1.722647104
2011	20.28%	2.440258219	2.028814615	2.068814615
2012	5.06%	2.521711284	2.400258219	2.440258219
2013	19.31%	2.960929734	2.481711284	2.521711284
2014	-6.99%	2.716756745	2.920929734	2.960929734
2015	-16.17%	2.243925179	2.676756745	2.716756745
2016	36.66%	3.01188415	2.203925179	2.243925179
2017	10.59%	3.286606682	2.97188415	3.01188415
2018	19.75%	3.887811501	3.246606682	3.286606682
2019	15.27%	4.435372318	3.847811501	3.887811501
2020	-25.95%	3.254773201	4.395372318	4.435372318
2021	46.24%	4.701284329	3.214773201	3.254773201
2022	58.46%	7.386271149	4.661284329	4.701284329
2023	?	7.346271149	7.346271149	7.386271149