加州贷款利率 -- 7月31号星期三

摘要: 今天的利率和星期二基本持平

ACG Funding （佳信财务*直接放款）南加最大的贷款公司

*****Refinance Loan*****  (No cost to borrower)
Loan Amt   30Yr Fx       15Yr Fx      5/1 ARM         
≤417K       4.250%        3.625%       3.375%            
APR          4.250%        3.625%       3.375%        
≤625K       4.500%        3.625%       3.750%     
APR          4.500%        3.625%       3.750%     

*****Purchase Loan*****  (No point)
Loan Amt   30Yr Fx       15Yr Fx      5/1 ARM         
≤417K       4.250%        3.500%       3.250%            
APR          4.350%        3.600%       3.350%           
≤625K       4.500%        3.500%       3.500%     
APR          4.600%        3.600%       3.500%    

Best rate may have certain restrictions

1. Homeowner occupied
2. Credit score >= 740
3. LTV <= 75% (or <=80% for 15 yr)
4. Conforming loan amt>$380K, jumbo conforming loan amt>550K.
5. No impound/escrow account
6. H1b visa OK, Condo OK
7. 30 day lock (simple and clean case only)