Inmypreviousposting“benchmarkingcashflow(2)”withthelinkbelow,wediscussedhowtocalculateCapRateorCR%andEquityReturnorER%.
http://blog.wenxuecity.com/myblog/61110/201212/25655.html
Iknowthatthismightbeaboringtopicwithalotoftediouswork.Itcanalsobepainfulespeciallywhenyoureviewsomeofyournon-performingassets.Howeverthisisreallyagoodtooltounderstandhowwellyouaredoingwithyourrealestateassetsandi...[阅读全文]
家财自主之路
Be financial independent by investing residential rental properties and generate passive income with tremendous amount of
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(2013-01-02 21:40:28)
(2012-12-26 11:37:41)
Followingtheintroductionofbenchmarkingcashflow(1)withthelinkbelow,wewilldiveintomoredetailsofcalculations.
http://bbs.wenxuecity.com/tzlc/515367.html
Let'sstartwithsomebasictermsfirst:
CB: InitialCost Basis=(PurchasePrice)+((ClosingCost)–(Loanrelatedcost))
ACB:InitialAdjustCostBasis=CB+(CostforInitial Improvement)
OE: AnnualOperation Expenses
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http://bbs.wenxuecity.com/tzlc/515367.html
Let'sstartwithsomebasictermsfirst:
CB: InitialCost Basis=(PurchasePrice)+((ClosingCost)–(Loanrelatedcost))
ACB:InitialAdjustCostBasis=CB+(CostforInitial Improvement)
OE: AnnualOperation Expenses
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(2012-12-23 22:04:26)
Benchmarkingcashflowofportfolioofrentalpropertieswillhelpyoutracktheoverallperformanceandsummarizingaccountinginformationwithyear-to-yearapple-to-applecomparison.
CapRateorCR%iswidelyusedtomeasureannualperformanceforeachpropertywithoutaconsiderationoffinancingcosts.NotethatCapRateisdifferentfromGIM(GrossIncomeMultiplier)methodsuchas“1%rule”withoutconsideringunderlyingcosts.CapRateisnormalize...[阅读全文]
CapRateorCR%iswidelyusedtomeasureannualperformanceforeachpropertywithoutaconsiderationoffinancingcosts.NotethatCapRateisdifferentfromGIM(GrossIncomeMultiplier)methodsuchas“1%rule”withoutconsideringunderlyingcosts.CapRateisnormalize...[阅读全文]
(2012-12-19 13:54:44)
Whenyousetupatrustforyourfamily,youneedtoconsiderwhowillbetherightpersontoexecuteyourtrust,manageyourassetanddistributetobeneficiariesaccordingtothetrust.Option1.Yourchildren.Theproblemsarea)Aretheytooyoungtodoso?b)Aretheyreallyresponsibleasyouare?c)Aretheyinterested?Option2.Yourrelatives.Aretheyinyouragegroup?Iftheyaremuchyoungerthanyouandolderthanyourchildren.Thismaynotbeabadoption.Option3.Yourf...[阅读全文]
(2012-12-17 08:26:50)
SomereferencepostingsregardstoinvestmentinLasVegas.
asof11/28/2012:
LasVegasiswaytogo
http://bbs.wenxuecity.com/tzlc/504345.html
asof12/2/12
LasVegasRealPropertyBouncingBack
http://bbs.wenxuecity.com/tzlc/506200.html
asof12/17/2012:
赌城商用仓库方兴未艾（上）
http://bbs.wenxuecity.com/tzlc/512317.html[阅读全文]
(2012-12-16 11:12:27)
Thepropertytaxrateimpactsmarginsofyourrentalincome.TherentalincomeisbasedoncaprateorCRpercentagewhichdependsonNOI.NOIisgreatlyaffectedbyoverallpropertytaxrate.Aspropertyinvestors,weworksohardtoincreaseCRratebyeven1%.Buthighpropertytaxratecaneasilyeatsup2%.Thetaxesonpropertyincludebothstatetaxesandlocaltaxes.Thepercentageratementionedearlierismandatorystatewiderate.Ontopofthat,youmayneedtoconsiders...[阅读全文]
(2012-12-13 19:15:13)
ThereisanotherprogrambesidesHARPsocalled"homeretentionrefinancing".Yourinvestmentpropertymightbeeligibleforthisprogramtoo.Checkwithyourmortgagelendercompany.TheadvantageofRetentionoverHARPisasfollows:1)Applicationprocessisevensimpler.2)NoclosingcostTakethisadvantagetoreducecostoninterestandloweryourmonthlypayment.[阅读全文]
(2012-12-12 14:00:29)
HARPstandsforHomeAffordableRefinancingProgram.It'sanObama'sprogramhelpinghomeownerswithpropertiesunderwaterstartingMarch2009.AboutTheHomeAffordableRefinanceProgram(HARP2.0):
(2012-12-12 10:29:18)
Iwouldliketosharesome tipstoaddresscommonlyconcernedissussuchashowtoadvertiserentalpropertiesandselectingonrentingpropertiesbasedonmyyearsofexperience.Ihopethesetipsarehelpfultonewlandlords.
1)CL/Craigslistisok.It'sfreeandeffectiveonlyhighlyeducatedareasuchassurroundingofuniversities,hightechconcentratedsuchasSFBayarea.
2)Localnewspapermaybeeffectiveforsomeremoteareaorsmall...[阅读全文]
(2012-12-12 10:29:11)
Aspropertyowners,weconstantlyrunintoalldifferentkindsofmaintenanceandrepairrequestsfromthetenant.Ifyoufulfilltheserequests,yougraduallygetyourprofitmargineatenupnomatterhowmuchprofityoumake.Ifyoudon'tcontroltherepaircost,1%rulepropertieswon'tdomuchgoodeither.
Iwanttothrowsomeideaforadiscussiononhowtodividetherepair/maintenanceresponsibilitybetweenLandlordandTenants.Themosttenantsareunderi...[阅读全文]
