Medicare premiums and coinsurance rates for 2011

Published 11/05/2010 10:45 AM | Updated 11/05/2010 02:18 PM ~~ZT

Part A: (Hospital Insurance) Premium
    •Most people do not pay a monthly Part A premium because they or a spouse has 40 
      or more quarters of Medicare-covered employment.
    •The Part A premium is $248.00 per month for people having 30-39 quarters of 
      Medicare-covered employment
   .•The Part A premium is $450.00 per month for people who are not otherwise eligible 
      for premium-free hospital insurance and have less than 30 quarters of 
      Medicare-covered employment.

Part B: (Medical Insurance) Premium
    •Most beneficiaries will continue to pay the same $96.40 or $110.50 premium amount 
     in 2011. 
    •Beneficiaries who currently have the Social Security Administration (SSA) withhold
     their Part B premium and have incomes of $85,000 or less (or $170,000 or less for
     joint filers) will not have an increase in their Part B premium in 2011.  

For additional details, see our FAQ titled: "Will my Medicare Part B premium increase in 2011?"For all others, the standard Medicare Part B monthly premium will be $115.40 in 2011, which is a 4.4% increase over the 2010 premium. 
The Medicare Part B premium is increasing in 2011 due to possible increases in Part B costs. If your income is above $85,000 (single) or $170,000 (married couple), then your Medicare Part B premium may be higher than $115.40 per month. For additional details, see our FAQ titled: "2011 Part B Premium Amounts for Persons with Higher Income Levels".

Medicare Deductible 减除额

Part A: 
    •$1,132 during the first 60 days and coinsurance amounts for hospital stays that last
       beyond 60 days and no more than 150 days.

For each benefit period you pay:
    •A total of $1,132 for a hospital stay of 1-60 days.
    •$283 per day for days 61-90 of a hospital stay.
    •$566 per day for days 91-150 of a hospital stay (Lifetime Reserve Days).
    •All costs for each day beyond 150 days

Part B: 
    •$162.00 per year.
      *Note: You pay 20% of the Medicare-approved amount for services after you 
       meet the $162.00  deductible. Insurance companies offer coverage for both 
       deductible and the 20%
        

Skilled Nursing Facility Coinsurance共付保险
    •$141.50 per day for days 21 through 100 each benefit period.

Additional information about the Medicare premiums, deductibles, and coinsurance rates for 2011 is available in the November 4, 2010 Fact Sheet titled, "Medicare Premiums, Deductibles for 2011" on the www.cms.gov website.

edited: http://questions.medicare.gov/app/answers/detail/a_id/2305