事故篇-01(温故知新)

Pls Pay Attention& Need Support If you just came from China and looking for helps, please pay attention to this short message. In USA the traffic law in each state are different. Therefore, if you ask question about accident, ticket, court, insurance, register a car, title, DMV etc, you must clearly indicate what state are you in or which state you violate traffic law at. Otherwise, a nice answer might get you into trouble. Also please you know that Grand Theft Auto is a federal offense. If you drive your friend's car without his/her permission, you might be in a greater trouble than you hoped. If you are looking for advise that can talk yourself out of the trouble, the best advise is just tell the truth, and be sincerely. Law enforcement or insurance are not dummy. The idea we are having right now, they might have already figured out years ago. Good luck ! by Casinoeye at 04.sep.30 first, once you file the claim. there is no way you can cancel the claim. the claim will stay on your records for 3-5 years and it will impact your premium for next 3-5 years depending on the state you live in. second, usually, they will not know you did not have anyone sitting on your side if there is no police report and the other driver did not report that. but your life is basically in other people's hands. third, insurance will pay and get this settled. you will only be punished by higher premium regardless which insurance company you go. forth, i am glad you did not get killed or get others killed. i have seen too many people driving with a learning permit without licensed driver on the side. some of them made the mistake that impacted the rest of their lives. please for your own sake, never do it again. take care by leonlz99 at oct.27/04 PS:事故经过 This morning I got involved in a car accident in the neighborhood. It was my fault and my car had no problem. Initially, I agreed to pay cash since with a learner license I didn't want them to report to police. The assessment is around $1170 for the flat dent in the side door. I felt it's too expensive since my current car only cost me $2400. We went to my agent instead. Before the claim was filed over the phone in the agent's office, the other driver and I made a deal over telling future investigators that I did have a passenger sitting next to me. I paid for the 6-month premium $300 only with liability in summer with a learner license and up until now somehow haven't really gone to the driving test yet. Tihs is my first accident and the insurance firm is State Farm. My quesitons are: 1) Should I cancel the claim and pay cash right away in case that a police report is required? Can I cancel the claim after I get the bill or something? I have $300 for deductable. 2) Will the premium increase alot after I get a driving license? The agent told me 20% but he didn't know I still only have the learner license. If eventually I have to pay the insurance company off, I would rather pay cash instead. 3) will they find out that I only have learner license? Should I call the firm to confirm that my friend who "sits" next to me has a driving license? 4) Generally, will they call and investigate on my friend? My american friend told me not to allow tape recording if that is the case.

[3.14]

事故(2)
Leaving the scene of accident
I accidently hitted somebody's car on the parking lot and was scared to death so I just left the scene immediately. I felt terriblly sorry for what I have done and have been suffered for two days and thought I should have left a note to the driver. What should I do know? Call the police? or a traffic lawyer? What kind of punishment will I get? Please help!!!

文章来源: HelpPlease!!!!!!! 于 2004-10-31 18:36:32


Hit & Run is definitelly a sort of crime!!!never do it again!!!
特别是新移民,切记.
我这里说另外一件案例供参考.
一位老兄---这里简称"我:)"
买车后去RENTALOFFICE订了泊车位,当开着买来的车回来时,见自己的车位上停了另外一部车,只好先在那车边的空位上PARK了再说了.
各位说说看接下来怎么办?
我什么也没做.正确处理的方法是
A.如果你NICE,可以通知RENTAL OFFICE,放张NOTE在那车上,就说"THIS IS MY PAKING SPOT,IF ......THE RISK BE TOWED AND PAID"云云...
B.通知"BYLAW"(市府管好象是)由他们出面,给警告或拖车.电话号码查黄页
BUT
接下来才是故事的要点.
我的车被人放了张TICKET~~~JOKING---JUST A NOTE
再后来我的车先得移开,可移车时麻烦来了.我的车与右车擦了一下.下车看没大碍就换了个地方停.当然没叫警察.
不久被擦的车主(老外)登门,当然是要赔偿损失,私了是这时候的一个选择.现在要讲的恰恰相反.我采取了不予理睬的办法.
接着警察上门,对这种小CASE的处理,交换彼此之间的电话号码,保险公司之间解决问题.
您猜后来怎么样?那老外把车修了近1000刀~天知道怎么搞的,从此以后保险费涨了大概50%
所以,出事叫警察是首选,不管谁的责任区分清楚---并非坏事,除非你能HANDLE THIS减少损失.

[Zt]

只要持有(你本国的)有效驾照，只要是在美国短期旅游或工作都可以合法驾车，或者最简单的办法是在国内办个国际驾照。

这个是我前几天去DMV问的，正好有个朋友和你一样的情况，所以你不要担心。
但是，就是如果你租车的话，要买保险，至少要买车壳险，大概$8.99一天，当然如果家人有车给你开也好，可是如果不小心别人撞了你，或你撞了别人，对车主都会有一定的影响，手续也会比较烦琐。

没有社安号，确定是可以驾车的；条件就是你要持有你所在国家的有效驾照。