2008 (83)
2009 (51)
2010 (49)
2011 (40)
2012 (67)
2015 (4)
2017 (1)
经常来这里潜水,看到这里的朋友们一个房子接一个房子的买,俺真是打心眼儿里佩服,可做梦也没想到,俺也会琢麽着买个房子来出租。最近身边的朋友都在下单子买房,还说我向外星人一样,不识烟火,问他们一些低级的问题,如: 1300 尺的 Condo 从 58 万跌到 35 万了,还是在 不错的地区,该买吗?
看中一个 Short Sale 的 Condo ,情况是这样的:
1300 尺,两层,房间内部 装修简单,正好用来出租。房子的历史:
Aug 22 , 2009 | Listed | $330,000 |
Sep 1, 2009 | Price Changed | $380,000 |
Sep 10, 2009 | Price Changed | $440,000 |
Oct 10, 2009 | Delisted |
Oct 23, 2009 | Relisted |
Oct 23, 2009 | Price Changed | $390,000 |
Dec 23, 2009 | Price Changed | $350,000 |
问题:
1 :我们应该下什么样的价钱给银行?上个月刚卖了一个37万,比这个房子的内部装修好。
2 :这个周未会再去看一下房子,应该注意检查什么?目前没水,没电。
3 :既然是 Sold as is, 听代理说,从买了房子到拿到钥匙这一个月中,从前的房主还是有 钥匙的,怎样保证到手的房和我们看到的一样?
4 :付 20% 还是 40% 的 Downpay?, 贷 15 年,还是 30 年的?
5: 再加一个问题,那个地区目前的情况:280 units and 62 are non- owner occupied,好租吗?
不好意思,问了这么多初级问题,谢谢这里的朋友!
3/31/12:
有了几个白玉之后, 再看当初写的东西真是好笑:)
哪来那么多问题啊,凭感觉就成!
If so, you have the better chance to show the house while current tenant stay
1. Disclosure report (TDS);
2. Loan contingency;
3. Appraisal contingency;
4. Home inspection contingency;
5. HOA contingency (if it is CONDO or TH)
非常感谢网友的帮忙。
If it is bank foreclosed or short sale, usually you pay much less than a regular sale, but it depends on if you have competitors.
2:这个周未会再去看一下房子,应该注意检查什么?目前没水,没电。
This list can be very long. You had better go with an experienced friend if your agent is not as good as va_landlord.
3:既然是Sold as is, 听代理说,从买了房子到拿到钥匙这一个月中,从前的房主还是有 钥匙的,怎样保证到手的房和我们看到的一样?
At the day of settlement, you need a final walk-through to make sure it is still the same condition.
4:付20% 还是40% 的Downpay?, 贷15 年,还是30 年的?
Depends on your own financial situation. I usually want to pay as little as possible, and terms as long as possible.