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403b? Should I put money there? Please advise. Thanks a lot!

(2007-07-13 14:51:58) 下一个
Hi, all,
I never invest anything,even retirement because I have low income (56K/year). Recently, a friend told me to buy 403b which is available from Univ. I always dream to buy a house(We are in LA). So I save all my money in saving account. But I paid a heavy tax because my husband has similar income with me and we only have 1 child. Please advise.Thank you very much!
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