正文
堪培拉居民收入中用于支付房贷的比例最低，20.7%
Home owners feel mortgage pain
November 23, 2007 11:07am
More than a third of a family\'s income goes to mortgage
Affordability has dropped in every state except Tas
NSW the most expensive state, ACT the lowest
The Deposit Power/REIA Affordability report for the September quarter found 36.6 per cent of household income was needed to cover average home loan repayments.
Affordability dropped in every state and territory, except Tasmania, with a 2.2 per cent decline in the quarter and 8.1 per cent over the previous 12 months.
New South Wales was the most expensive state with 38.3 per cent of a household\'s income needed to meet average repayments, as affordability fell 0.8 per cent in the quarter and 5.4 per cent over the year.
The Australian Capital Territory had the lowest amount of family income, 20.7 per cent, needed to pay a loan, despite affordability falling one per cent in the quarter and 8.3 per cent over the year.
The proportion of family income needed to meet home loan repayments is calculated on the median family income, the average home loan size and the average variable interest rate over the September quarter.
With a central bank interest rate rise this month and with more increases expected, home affordability is likely drop in the near future, REIA president Noel Dyett said.
Purchasing a home has never been more difficult in the past 22 years, Mr Dyett said.
Both major parties have duirng the federal election campaign announced plans to address the housing affordability crisis, but any results would not be seen for a while, Mr Dyett said.
Whichever party is elected to Government this weekend must heed the danger signals inherent in an economy where people are increasingly stretched financially to meet housing costs, he said.
Benefits of schemes such as home savings and land release programs will only appear in the longer term, he said.
However, it appears that little to be done to ease the immediate problems, which are getting worse.
Home owners feel mortgage pain
November 23, 2007 11:07am
More than a third of a family\'s income goes to mortgage
Affordability has dropped in every state except Tas
NSW the most expensive state, ACT the lowest
The Deposit Power/REIA Affordability report for the September quarter found 36.6 per cent of household income was needed to cover average home loan repayments.
Affordability dropped in every state and territory, except Tasmania, with a 2.2 per cent decline in the quarter and 8.1 per cent over the previous 12 months.
New South Wales was the most expensive state with 38.3 per cent of a household\'s income needed to meet average repayments, as affordability fell 0.8 per cent in the quarter and 5.4 per cent over the year.
The Australian Capital Territory had the lowest amount of family income, 20.7 per cent, needed to pay a loan, despite affordability falling one per cent in the quarter and 8.3 per cent over the year.
The proportion of family income needed to meet home loan repayments is calculated on the median family income, the average home loan size and the average variable interest rate over the September quarter.
With a central bank interest rate rise this month and with more increases expected, home affordability is likely drop in the near future, REIA president Noel Dyett said.
Purchasing a home has never been more difficult in the past 22 years, Mr Dyett said.
Both major parties have duirng the federal election campaign announced plans to address the housing affordability crisis, but any results would not be seen for a while, Mr Dyett said.
Whichever party is elected to Government this weekend must heed the danger signals inherent in an economy where people are increasingly stretched financially to meet housing costs, he said.
Benefits of schemes such as home savings and land release programs will only appear in the longer term, he said.
However, it appears that little to be done to ease the immediate problems, which are getting worse.
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