| Lender | CF 30 Years Fixed | CF 15 Years Fixed | CF 10 Years Fixed | (HB)30years | 5/1ARM | 7/1ARM | (HB)5/1ARM | Jumbo 3/1ARM | No Impound | ||||||||
| 
 | 4.500% | 4.500% | 4.125% | 4.125% | 3.875% | 3.875% | 4.750% | 4.750% | 3.625% | 3.625% | 3.875% | 3.875% | 4.000% | 4.000% | 4.000% | 4.000% | 
 | 
| 
 | 9-Jul | 8-Jul | 9-Jul | 8-Jul | 9-Jul | 8-Jul | 9-Jul | 8-Jul | 9-Jul | 8-Jul | 9-Jul | 8-Jul | 9-Jul | 8-Jul | 9-Jul | 8-Jul | 
 | 
| Amtrust | 1.238 | 0.990 | 1.241 | 1.177 | 1.678 | 1.483 | 1.196 | 1.071 | 1.502 | 1.439 | 1.574 | 1.531 | 1.193 | 1.121 | 
 | 
 | N/A | 
| Bay Equity | 1.078 | 0.958 | 0.983 | 0.971 | 0.020 | 
 | 0.776 | 0.701 | 0.425 | 0.525 | 0.132 | 0.232 | 0.116 | 0.216 | 
 | 
 | 0.250 | 
| BOA | 0.625 | 0.500 | 0.750 | 0.750 | 1.875 | 1.875 | 0.500 | 0.500 | 1.000 | 1.125 | 1.000 | 1.125 | 0.500 | 0.625 | 
 | 
 | 
 | 
| CMG | 1.082 | 0.896 | 1.257 | 1.172 | 
 | 
 | 0.726 | 0.582 | 0.925 | 1.036 | 1.288 | 1.397 | 
 | 
 | 
 | 
 | 0.250 | 
| CSLending | 
 | 1.500 | 
 | 2.000 | 
 | 2.375 | 
 | 1.375 | 
 | 1.125 | 
 | 1.250 | 
 | 0.625 | 
 | 
 | 0.250 | 
| EverBank | 1.207 | 0.989 | 1.268 | 1.325 | 0.494 | 0.441 | 0.963 | 0.842 | 1.176 | 1.182 | 
 | 
 | 
 | 
 | 
 | 
 | 0.150 | 
| First Cal | 1.019 | 0.987 | 1.238 | 1.161 | 
 | 
 | 0.864 | 0.813 | 0.898 | 0.944 | 0.849 | 0.895 | 
 | 
 | 0.019 | 0.016 | 0.125 | 
| Florida | 1.359 | 1.105 | 1.716 | 1.631 | 1.110 | 1.024 | 1.271 | 1.055 | 1.279 | 1.390 | 0.744 | 1.300 | 
 | 
 | 
 | 
 | 
 | 
| Franklin | 1.092 | 0.882 | 0.972 | 0.787 | 0.310 | 0.091 | 1.142 | 0.926 | 0.021 | 0.095 | 0.138 | 
 | 
 | 
 | 
 | 
 | 
 | 
| FremontBank | 1.250 | 1.125 | 2.000 | 2.000 | 0.750 | 0.750 | 1.125 | 1.000 | 1.125 | 1.125 | 1.000 | 1.000 | 1.250 | 1.250 | 
 | 
 | 
 | 
| Home Savings | 1.296 | 1.164 | 1.773 | 1.649 | 
 | 
 | 0.957 | 0.868 | 1.100 | 1.211 | 0.618 | 0.727 | 
 | 
 | 
 | 
 | 0.150 | 
| Icon | 1.125 | 0.875 | 1.250 | 1.125 | 
 | 
 | 1.000 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 0.125 | 
| JMAC | 1.500 | 1.250 | 1.500 | 1.375 | 
 | 
 | 1.250 | 1.125 | 1.125 | 1.250 | 1.250 | 1.375 | 1.250 | 1.375 | 0.250 | 0.250 | 0.125 | 
| Just | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
| MetLife | 0.875 | 0.750 | 0.875 | 0.875 | 1.625 | 1.500 | 0.500 | 0.375 | 1.500 | 1.500 | 1.500 | 1.500 | 1.500 | 1.500 | 
 | 
 | 
 | 
| PacificBay | 1.500 | 1.500 | 2.000 | 2.000 | 
 | 
 | 1.500 | 1.375 | 1.125 | 1.125 | 1.000 | 1.000 | 1.000 | 1.000 | 
 | 
 | 0.250 | 
| Pinnacle | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 0.150 | 
| PMC | 1.000 | 0.875 | 1.250 | 1.250 | 
 | 
 | 0.875 | 0.500 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 0.125 | 
| PRMG | 1.000 | 0.875 | 1.125 | 1.125 | 0.500 | 0.500 | 0.750 | 0.750 | 1.375 | 1.500 | 1.500 | 1.625 | 1.000 | 1.125 | 0.125 | 0.125 | N/A | 
| Provident | 0.875 | 0.875 | 1.250 | 1.250 | 0.125 | 0.125 | 0.875 | 0.875 | 0.500 | 0.625 | 1.125 | 1.250 | 0.375 | 0.500 | 
 | 
 | N/A | 
| Sierra Pacific | 1.572 | 1.607 | 1.890 | 1.848 | 1.055 | 1.038 | 1.603 | 1.682 | 1.480 | 1.580 | 1.200 | 1.260 | 1.220 | 1.390 | 
 | 
 | 0.250 | 
| Stearns | 1.375 | 0.875 | 1.875 | 1.375 | 
 | 
 | 1.250 | 0.750 | 1.625 | 1.375 | 1.625 | 1.375 | 1.375 | 1.375 | 
 | 
 | 0.250 | 
| U.S Bank | 1.367 | 1.130 | 1.717 | 1.541 | 1.689 | 1.513 | 1.236 | 0.999 | 1.266 | 1.284 | 1.320 | 1.322 | 0.350 | 
 | 1.100 | 1.100 | N/A | 
| Wells Fargo | 0.869 | 0.834 | 1.053 | 1.068 | 
 | 
 | 0.647 | 0.115 | 0.142 | 0.403 | 
 | 
 | 
 | 
 | 
 | 
 | N/A |