| Lender | 30 Years | 15years | 10 Years | (HB)30years | 5/1ARM | 7/1ARM | (HB)5/1ARM | Jumbo 3/1ARM | ||||||||
| 
 | 4.500% | 
 | 4.000% | 
 | 3.875% | 
 | 4.750% | 
 | 3.500% | 
 | 3.875% | 
 | 3.875% | 
 | 4.000% | 
 | 
| 
 | 19-Jul | 
 | 19-Jul | 
 | 19-Jul | 
 | 19-Jul | 
 | 19-Jul | 
 | 19-Jul | 
 | 19-Jul | 
 | 19-Jul | 
 | 
| Amtrust | 1.739 | 
 | 1.865 | 
 | 2.510 | 
 | 1.485 | 
 | 1.676 | 
 | 1.816 | 
 | 1.437 | 
 | 
 | 
 | 
| Bay Equity | 1.319 | 
 | 1.143 | 
 | 0.374 | 
 | 0.930 | 
 | 0.336 | 
 | 0.136 | 
 | 0.039 | 
 | 
 | 
 | 
| BOA | 1.125 | 
 | 0.750 | 
 | 1.875 | 
 | 0.875 | 
 | 1.125 | 
 | 1.250 | 
 | 0.875 | 
 | 
 | 
 | 
| CMG | 1.267 | 
 | 1.178 | 
 | 
 | 
 | 0.904 | 
 | 1.068 | 
 | 1.763 | 
 | 
 | 
 | 
 | 
 | 
| CSLending | 1.875 | 
 | 1.750 | 
 | 3.000 | 
 | 1.625 | 
 | 1.125 | 
 | 1.375 | 
 | 0.875 | 
 | 
 | 
 | 
| Fremont | 1.500 | 
 | 1.625 | 
 | 0.875 | 
 | 1.375 | 
 | 0.875 | 
 | 0.875 | 
 | 0.375 | 
 | 
 | 
 | 
| First Cal | 1.375 | 
 | 1.283 | 
 | 
 | 
 | 0.947 | 
 | 0.875 | 
 | 1.203 | 
 | 
 | 
 | 
 | 
 | 
| Home Savings | 1.342 | 
 | 1.380 | 
 | 
 | 
 | 0.979 | 
 | 1.303 | 
 | 1.093 | 
 | 
 | 
 | 
 | 
 | 
| Icon | 1.625 | 
 | 1.625 | 
 | 
 | 
 | 1.250 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
| JMAC | 1.500 | 
 | 1.375 | 
 | 
 | 
 | 1.375 | 
 | 1.375 | 
 | 1.625 | 
 | 1.750 | 
 | 
 | 
 | 
| MetLife | 1.375 | 
 | 1.000 | 
 | 1.875 | 
 | 0.875 | 
 | 1.500 | 
 | 1.500 | 
 | 1.250 | 
 | 
 | 
 | 
| PacificBay | 1.625 | 
 | 1.750 | 
 | 
 | 
 | 1.625 | 
 | 1.000 | 
 | 1.375 | 
 | 1.125 | 
 | 
 | 
 | 
| Florida | 1.807 | 
 | 1.837 | 
 | 1.664 | 
 | 1.703 | 
 | 1.422 | 
 | 1.666 | 
 | 
 | 
 | 
 | 
 | 
| PMC | 1.125 | 
 | 1.250 | 
 | 
 | 
 | 1.000 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
| PRMG | 1.375 | 
 | 1.375 | 
 | 1.000 | 
 | 1.000 | 
 | 1.375 | 
 | 1.750 | 
 | 1.250 | 
 | 
 | 
 | 
| Provident | 1.250 | 
 | 1.250 | 
 | 0.500 | 
 | 1.125 | 
 | 0.750 | 
 | 1.500 | 
 | 0.750 | 
 | 
 | 
 | 
| Sierra Pacific | 1.764 | 
 | 2.087 | 
 | 1.577 | 
 | 1.684 | 
 | 1.390 | 
 | 1.570 | 
 | 1.580 | 
 | 
 | 
 | 
| Stearns | 1.500 | 
 | 1.625 | 
 | 
 | 
 | 1.375 | 
 | 1.500 | 
 | 2.000 | 
 | 1.375 | 
 | 
 | 
 | 
| U.S Bank | 1.682 | 
 | 1.777 | 
 | 2.474 | 
 | 1.499 | 
 | 1.377 | 
 | 1.616 | 
 | 0.350 | 
 | 1.100 | 
 | 
| Wells Fargo | 1.197 | 
 | 1.388 | 
 | 
 | 
 | 0.669 | 
 | 0.264 | 
 | 
 | 
 | 
 | 
 | 
 | |