| Lender | 30 Years | 15years | (HB)30years | 3/1ARM | 5/1ARM | 7/1ARM | (HB)5/1ARM | Jumbo 3/1ARM | No Impound | 25 or 30 lock | ||||||||
| 
 | 5.250% | 5.250% | 4.625% | 4.625% | 5.375% | 5.375% | 4.000% | 4.000% | 3.875% | 3.875% | 4.125% | 4.125% | 4.000% | 4.000% | 4.500% | 4.500% | 
 | 
 | 
| 
 | 6-Apr | 5-Apr | 6-Apr | 5-Apr | 6-Apr | 5-Apr | 6-Apr | 5-Apr | 6-Apr | 5-Apr | 6-Apr | 5-Apr | 6-Apr | 5-Apr | 6-Apr | 5-Apr | 
 | 
 | 
| Amtrust | 1.195 | 1.101 | 1.041 | 0.932 | 0.875 | 0.786 | 0.192 | 0.177 | 1.013 | 1.081 | 0.640 | 0.553 | 
 | 0.045 | 
 | 
 | N/A | 
 | 
| Bay Equity | 1.218 | 1.058 | 0.983 | 0.922 | 0.798 | 0.678 | 
 | 
 | 0.070 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 0.250 | 
 | 
| BOA | 0.875 | 1.125 | 0.750 | 0.875 | 0.625 | 0.750 | 
 | 
 | 1.000 | 0.750 | 0.375 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
| CMG | 1.275 | 1.350 | 1.466 | 1.410 | 0.641 | 0.715 | 0.059 | 0.079 | 0.140 | 0.016 | 0.067 | 
 | 
 | 
 | 
 | 
 | 0.250 | 
 | 
| CSLending | 
 | 1.125 | 
 | 0.875 | 
 | 0.375 | 
 | 
 | 
 | 0.250 | 
 | 
 | 
 | 
 | 
 | 
 | 0.250 | 0.300 | 
| EverBank | 1.175 | 1.075 | 0.981 | 0.804 | 0.587 | 0.460 | 
 | 
 | 1.132 | 0.890 | 0.681 | 0.439 | 
 | 
 | 
 | 
 | 0.150 | 
 | 
| First Cal | 1.256 | 1.217 | 1.147 | 0.962 | 0.760 | 0.732 | 1.168 | 0.910 | 0.685 | 0.748 | 0.385 | 0.362 | 
 | 
 | 0.070 | 0.071 | N/A | 
 | 
| Home Savings | 1.045 | 0.996 | 0.998 | 0.854 | 0.496 | 0.475 | 
 | 
 | 0.294 | 0.170 | 
 | 
 | 
 | 
 | 
 | 
 | 0.150 | 
 | 
| Icon | 1.125 | 1.125 | 1.125 | 1.000 | 1.000 | 1.000 | 
 | 
 | 0.250 | 0.250 | 
 | 
 | 
 | 
 | 
 | 
 | 0.125 | 
 | 
| JMAC | 1.375 | 1.250 | 1.000 | 1.000 | 1.000 | 1.000 | 0.375 | 0.250 | 0.875 | 0.625 | 0.125 | 0.250 | 0.250 | 
 | 0.125 | 0.125 | 0.125 | 
 | 
| MetLife | 0.750 | 0.875 | 0.750 | 0.625 | 0.375 | 0.500 | 0.750 | 0.750 | 0.750 | 0.750 | 0.375 | 0.250 | 0.375 | 0.375 | 
 | 
 | 
 | 
 | 
| PacificBay | 1.500 | 1.500 | 1.250 | 1.250 | 0.250 | 0.250 | 0.875 | 0.625 | 0.500 | 0.500 | 0.125 | 0.125 | 
 | 
 | 
 | 
 | 0.250 | 
 | 
| Pinnacle | 1.190 | 1.040 | 1.060 | 1.010 | 0.860 | 0.680 | 
 | 
 | 1.030 | 0.740 | 0.410 | 
 | 0.490 | 0.200 | 
 | 
 | 0.150 | 
 | 
| PMC | 0.750 | 0.625 | 0.500 | 0.375 | 0.125 | 0.250 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 
 | 0.125 | 
 | 
| PRMG | 1.000 | 1.000 | 1.000 | 0.875 | 0.625 | 0.500 | 1.000 | 0.750 | 1.000 | 0.750 | 0.250 | 0.250 | 
 | 
 | 
 | 
 | N/A | 
 | 
| Provident | 1.125 | 1.125 | 0.250 | 0.125 | 0.750 | 0.625 | 
 | 
 | 0.125 | 0.125 | 
 | 
 | 
 | 
 | 
 | 
 | N/A | 
 | 
| Sierra Pacific | 1.471 | 1.464 | 1.403 | 1.171 | 1.471 | 1.464 | 0.595 | 0.595 | 0.825 | 0.825 | 0.225 | 0.225 | 
 | 
 | 
 | 
 | 0.250 | 0.125 | 
| Stearns | 1.125 | 1.250 | 0.500 | 1.250 | 0.625 | 0.625 | 1.125 | 0.875 | 0.750 | 0.875 | 0.500 | 0.250 | 
 | 0.125 | 
 | 
 | 0.250 | 
 | 
| U.S Bank | 1.271 | 1.281 | 1.054 | 0.901 | 0.402 | 0.412 | 0.806 | 0.821 | 0.757 | 0.778 | 
 | 
 | 
 | 
 | 1.100 | 1.100 | N/A | 
 | 
| Wells Fargo | 1.230 | 1.097 | 0.696 | 0.646 | 0.749 | 0.715 | 
 | 
 | 0.560 | 0.576 | 0.101 | 0.329 | 
 | 
 | 
 | 
 | N/A | 
 |