A Better Way to Invest in 401(k) and Get Better Return?

I got this idea when I was visiting MoneyMonk yesterday and reading his post on saving a little more in 401(K) by contributing20% for the first three months and 12% for the rest nine months of theyear. Since I started to contribute to my 401(k) plan, I always set afixed percentage point at the beginning of the year the forget about ituntil next January. This is the same as I do dollar-cost-averaging(DCA) in my taxable mutual fund investments: automatically contribute$100 to each fund at the beginning of the month.

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