Thispostwaswrittentoreplyapostin投资理财forumaboutmaking$1Minamonth.IhaverepliedjokinglythatImade$1MinApril2017.HereiswhatIwroteinafollowupwithmyfirstreply.'Iwaswaitingforsomeonetodisputemyclaimofmakinga$1MinApril.Sofar,noonequestionedaboutmyclaim.Alright,IhavetoconfessthatIlied.'.
Idon'tthinkthatsomeonewhocanmakea$1Minamonthwillhavetimetocometothisforum.Weallknowthatitisnoteasytoma...[
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Iusethismethodtodeterminewhetherpayingdownthemortgageornot.
Let'ssaythemortgagerateis4%for30years.Thequestioniswhetheryoucanmakemorethan4%annualreturnonyourinvestment.IftheanswerisYES,thendon'tpaydownyourmortgage.
Let'ssayyourinvestmentreturnis6%,then4%goestothemortgageandyouhave2%gainafterthat.Actually,yourmortgageratecouldbelowerifyouhaveitemizedyourtaxreturn,soyoureffectivemo...[
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Forthepast9yearsafter2008financialcrisis,UShaslost9Mconstructionjobs.Italsobankruptedalotofrealestatedevelopers.Now,theeconomyhassomewhatrecoveredandpeopleconfidencehascomeback.Thetroubleisthattherearenotmanyhousesinthemarketforsell.Thesupplyisshortsincethebuildershavenotbuiltenoughhomesforthedemandduetotheeffectofthecrisis.Rightnow,itisaseller'smarket.Themortgagerateswentupabit,buttheyarenotn...[
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