美西游子
有财富未必有人生，有人生未必无财富。
博文
(2010-04-06 12:08:56)
1.Youcan’tuseitemizeddeductionsinceSTDismorefavorable;-结论：抵税钱不能少花；and2.Evenyouelect“itemized”,thereissthcalledPhaseoutofitemizeddeductions:IncomePhaseoutneedtoAddBackTheIRSlimitsitemizeddeductionsafterthefollowingincomethresholds-2009:
ForMarriedfilingSeparatetaxpayersthethresholdis$83,400andforallotherfilingstatusesthethresholdis$166,800.结论：缴税钱不能多挣。
Taxneedsp...[阅读全文]
(2010-04-05 21:14:28)
Whatisthekiddietax?It'sataxthat'sappliedonyourchild'sinvestmentincomeofmorethan$1,900.Thetaxismeanttodiscourageparentsfromreducingtheirowntaxesbyshiftinginvestmentstotheirchildren,whonormallyhavelowertaxbrackets.Whileitonceaffectedonlychildrenunderage14,itcanbeimposedfor2009ontheinvestmentincomeofchildrenuptoage23,dependingonthecircumstances.NOTE:Thetaxappliesonlytoinvestmentincome,suchasinte...[阅读全文]
(2010-04-05 20:50:49)
1099-B:RSUwithsamelot-when2formsarereceivedTurboTaxnotcalculatingcorrectlyUpdated:3/22/2010ArticleID:7953WeareawarethattherearelimitationstooursupportofthisspecificsituationinTurboTax.Wewilladdressthisforthe2010TurboTaxproduct.Inthemeantime,ifyouareexperiencingthissituation,youcanusethestepsbelowtoworkaroundthelimitation.WorkaroundSuggestion#1Mostuserswillfindthismethodtheeasiesttounderstanda...[阅读全文]
(2010-04-04 17:50:41)
省税，得从AGI开刀。AGI是纲，纲举目张。
然后，再作SchA的文章。SchAisnothingbutareceiptofyourspending.Taxpayerspendsmoneytobuytaxdeductions,nottaxcredits.ThatisthereasonIcallita“ratebuydown”.Agoodexampleismortgageinterest.Often,weheardofthatfromREagent.“Buyahouse,itsmortgageistaxdeductible!”Isthistrulyanadvantage?Yes,ifyouoweotherdebtswhicharenon-deductibleandyouusethemoneyyoufreeupbyma...[阅读全文]
(2010-04-04 17:44:09)
thisishowTurboTaxcalculateseffectivetaxrateeffectiveFedtaxrate=line60ofform1040/line37;
whilemymathisthis.
EffectivetaxrateforbothFed&CA=(form1040line60+form540line31+SS+Medicare)/form1040line22.
俺从来不用effectivetaxrate。itismeaningless.simply,everymore$youmakewouldbetaxedathighesttaxbracket,noteffectiverate.
不是线性函数，平均税率只是好看罢了，否则，内心极不平衡，弄得不...[阅读全文]
(2010-04-03 17:05:44)
For2009(and2010,too)theHopeEducationcreditisreplacedbytheAmericanOpportunityCredit.Thenewcreditisworth$2,500perstudent,basedonthefirst$4,000ofqualifyingeducationalexpenses.TheHopeCreditonlyallowedforan$1,800taxbreak.Inadditiontouppingthecreditamount,theAmericanOpportunityCreditcanbeclaimedforexpensesforthefirstfouryearsofpost-secondaryeducation,versusthefirsttwoyearsofexpensesallowedundertheH...[阅读全文]
(2010-04-01 17:51:19)
http://www.cra-arc.gc.ca/tx/ndvdls/fq/2009_rt-eng.html
[阅读全文]
[阅读全文]
(2010-04-01 15:46:09)
Idon’tknowhowpplegetitcalculated.Tome,10%isreachable.Hereishow.everyonecanBUYDOWNthetaxrateifonewouldliketospendtaxdeductibledollarsasmuchaspossible,i.e.SchA,C,D,E,etc.然而，省税不省钱。Areyouwillingtodoso,then?Haveyoueverheardofthisad-buymore,savemore!Howtheheckcouldpplesave?!Iwonderhowmuch10%taxpayhasleftyou?Youmayaskwhatmypointis.省税不是目的。不是吗？还有好多花销是不能抵税的呀。学会赚钱及...[阅读全文]
(2010-03-29 13:13:19)
ManyfriendshaverecentlysentmeQQHandaskedhowcomehis/hercalculationshowshighertaxonline44thanTurboTax.(Aha,TurboTaxdoesyourbigfavor!Behappy!)Verygoodquestion!Taxmadetricky!Whathappensisthis.Thetaxtableisnotforeveryone,eventhoughonestaxableincome(line43ofform1040)isunder$100K.Havingsaidthat,thesametaxableincome(line43)doesn’tnecessarilyresultinthesametaxpayable(line44).Howcouldthatbe?Istronglys...[阅读全文]
(2010-03-24 15:24:30)
