Basically,thereisnomuchdifferencebtwindexfundandETFifyouarealongterminvestornomatterwhichbrokertouse.
美西游子
有财富未必有人生，有人生未必无财富。
博文
(2010-07-22 14:13:44)
Basically,thereisnomuchdifferencebtwindexfundandETFifyouarealongterminvestornomatterwhichbrokertouse.
(2010-07-22 14:05:36)
youcanopenanacctw/eitherfundfamilylikeDWSINVESTMENTorstockbrokerasTDAmeritrade,E*Trade,Scotte,etc..
samefund,ofcourse,sameperformancenomatterwhereitsits.hence,是一回事.
however,therearealotofuncommonissueslike
-fees,e.g.isitNTF(no-transaction-fee)funds?
-cutofftimetobuyorsell;
-shorttermredemptionfee;
andsoon...
whoeveryoubelongto,fundfamilyorbroker,youneedtounders...[阅读全文]
(2010-07-20 13:20:52)
Achemistryprofessorinalargecollegehadsomeexchangestudentsintheclass.OnedaywhiletheclasswasinthelabtheProfessornoticedoneyoungman(exchangestudent)whokeptrubbinghisback,andstretchingasifhisbackhurt.Theprofessoraskedtheyoungmanwhatwasthematter.Thestudenttoldhimhehadabulletlodgedinhisback.Hehadbeenshotwhilefightingcommunistsinhisnativecountrywhoweretryingtooverthrowhiscountry'sgovernmentandinstal...[阅读全文]
(2010-07-20 10:49:26)
记得投坛的一位网友曾经说过，
“Ispendlessthan5%ofmytimemanagingabout20properties.
Youneedtoknowtoborrowerotherpeopleservices.Youneedtoknowwhotouseashandyman,plumber,electrician,etc.
Youneedtohaveotherprofessionalhelpaswell.Realestate,mortgagebroker,CPA,attorney.
Itisabusiness,ifyouthinktodoanythingbyyourself,youwillbeanemployee.Ifyouownabusiness.Youcanbebig.“
~~~~~~~~~~~~...[阅读全文]
(2010-07-12 12:01:06)
(2010-07-12 09:54:54)
(2010-07-09 20:43:50)
个人以为,房价是房产投资的精髓。房价不升还跌,无疑,对房租市场是冲击,保证正金流,挑战不小.
很简单,米国有六成homeowners,租房需求是多少?十,二十万房子若买不起的话,租客对象可想而知.而养房之难，更是众所周知。
高价位房,象湾区,舍不得扔房,就得死守,就得拚命地给资本家（and山姆大叔)打工,于是乎,房奴的生活没了尽头.
铁饭碗生锈，政府大砍公务员。在加州，[阅读全文]
很简单,米国有六成homeowners,租房需求是多少?十,二十万房子若买不起的话,租客对象可想而知.而养房之难，更是众所周知。
高价位房,象湾区,舍不得扔房,就得死守,就得拚命地给资本家（and山姆大叔)打工,于是乎,房奴的生活没了尽头.
铁饭碗生锈，政府大砍公务员。在加州，[阅读全文]
(2010-07-07 11:06:42)
(2010-06-30 22:30:48)
奥巴马对胡总说：“我终于明白了中国文化其实就是吃文化，谋生叫糊口，岗位叫饭碗；花积蓄叫吃老本，占女人便宜叫吃豆腐，依靠女人叫吃软饭,受到照顾叫吃小灶，不顾他人叫吃独食；受人伤害叫吃亏，男女嫉妒叫吃醋；犹豫不决叫吃不准,胆大叫吃豹子胆,中介叫吃差价……“胡总说：“你是不是吃多了？”
[阅读全文]
(2010-06-30 18:31:15)
Myargumentonre-fi:http://web.wenxuecity.com/BBSView.php?SubID=tzlc&MsgID=238157Haha,$0.30?Pleasedon’toverlookitstaximpact.Whatdoes0.30reallymean?Becauseof$0.30,youAGImaybeinflatedtonexthigherlevelwhichwouldphaseoutallthedeductionsandcreditsyouwereotherwiseentitledto.Becauseof$0.30,yourAMTskyrockets.Becauseof$0.30,yourkidmaydisqualifyforFAFSAatcollege,etc..Seemypoint?这是大钱。芝麻，西瓜？...[阅读全文]
