博文
生命中的五个球 Five Balls of Life(ZT)
(2007-09-05 09:28:55)
Inauniversitycommencementaddressseveralyearsago,
BrianDyson,CEOofCocaColaEnt-erprises,spokeof
therelationofworktoone’sothercommitments:
　　Imaginelifeasagameinwhichyouarejuggling
somefiveballsintheair.Younamethemwork,family,
health,friendsandspiritandyou’rekeepingallofthese
intheair.Youwillsoonunderstandthatworkisa
rubberball.Ifyoudropit,itwillbounceback.
　　But...[阅读全文]
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Mortgage Rate for Sep 5, 2007
(2007-09-05 09:24:03)
Wednesday'sbondmarkethasopenedinwellin
positiveterritorywithstocksshowingsharplosses.
Thestockmarketsareinsellingmodewiththe
Dowdown170pointsandtheNasdaqdown20
points.Thebondmarketiscurrentlyup12/32,
whichwilllikelyimprovethismorning's
mortgagerateshigherbyapproximately
.250ofadiscountpoint.
Hereistherateasof09/05/2007(
allnopointsnofees):
Conforming(30yrfix...[阅读全文]
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Mortgage Rate for Aug 31, 2007(California)
(2007-08-31 09:31:29)
Yes,themortgageRateisupalittlebitfromyesterday.
TherateshouldgoupgraduallyuntilSepFOMCMeeting.
Untilthen,Idon'tseebigchancesfortherategoesdown
futher.
WeexpecttheFedwilllowerthefundrateof0.25%atthe
SepFOMCMeeting.
Hereistherateasof08/31/2007(
allnopointsnofees):
Conforming(30yrfixed6.125%or6.375%15yrfixed6.125%5/1ARM6.125%3/1ARM6.125%Jumbo(417k)
15yrfixed6.625%<...[阅读全文]
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Mortgage Rate Trend
(2007-08-29 14:26:47)
Theratestaysthesameasyesterday.Butitseemslike
theratewillchangeitscoursestartingtomorrow.
(Itwillgoupgraduallyforacoupleofdaysorweeks).
Theconformingratewasaslowas6%for30yrfixed
fornoclosingcost.Ibelievethat'stheshorttermbottom.
ItmaybelowerafterSepFOMCmeeting.Butwhoknows?
TheJumbo5/1ARMratestaysaround6.375%to6.5%
(withnoclosingcost)forquitesometime.Thelender's
guid...[阅读全文]
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Mortgage Rate(California 08/27/2007)
(2007-08-27 14:03:41)
Yes,themortgageRateisDownalittlebit.
WeexpecttheFedwilllowerthefundrateof0.25%atthe
SepFOMCMeetingandthemortgageratewillgodown
tillthebeginningofthenextyear.
Hereistherateasof08/27/2007(
allnopointsnofees):
Conforming(30yrfixed6%or6.25%15yrfixed6%5/1ARM6%or6.25%3/1ARM6%Jumbo(417k)
15yrfixed6.625%
7/1ARM6.625%
5/1ARM6.375%
3/1ARM6.25%
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It's the time(For Mortgage Agents/Brokers) -- ZT
(2007-08-27 13:53:10)
>>>Thisisthearticlefromonofthetopspeakersand
>>>trainersinthemortgageindustry.
Congratulations!Youhavejustenteredoneofthe
biggestopportunitiesyouwilleverencounterinthe
mortgagebusiness!Theindustryisinturmoilaslenders
gooutofbusiness,productsdisappear,andthepublic
hasa"waitandsee"mentality.Formanyloanofficers,thisisadepressingtime,
butnotyou!"Carpediem!&qu...[阅读全文]
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Jumbo Rates Soon Might Settle Down(ZT)
(2007-08-22 11:38:53)
Thelinkishere:
http://biz.yahoo.com/ibd/070817/funds.html?.v=1&.pf=loans
Falloutfromthesubprimelendingcrisisispushingupratesonsomelargeloans.Ifyou'retakingondebtgreaterthanacertainsizetobuyorrefinance,you'llfeelthesting.
Onereasonratesarerisingisbecauseofaretreatbymajorlenders.
OnThursday,troubledCountrywideFinancial(NYSE:CFC-News)--whichmakesnearlyoneineveryfiveU.S.homeloans--...[阅读全文]
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Jumbo Rates should be stable soon
(2007-08-20 10:05:49)
Somebiglendersareplanningtohaveportofolio
Jumboloans.Theywillkeepthoseloansinstead
ofsellingthem.Sotherateshouldbebetterin
thenextafewweeks(comparedtotheratesfor
loanssellingtoinvestors).
IknowtheywillstartJumboARMfirst.Don't
knowwhethertheywillhavelowerJumbo30yr
fixedornot.[阅读全文]
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