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An example to explain if you need to do refinance ...
(2010-06-30 15:35:18)
Alwayssawsomeoneaskedaboutiftheyneedtodorefinance,Ihavetheroughideathataslongastherateisloweranditisnocostrefinanceandyougottimeonyourside,youwillbenefit,butneverreallycalculatetoproveit.Heresincesomeoneaskedagain,ijustdidsomeexample.
400Kloan,startedwith5%on6/30/2000,monthlypay:2147,forthelast10years.
Now10yearslater,wewillhavePrincipal=324576
Ifstaywith5%rate,andpay2147monthly,itwill...[阅读全文]
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